Whether you want to purchase a home, refinance an existing loan or need construction financing, we have an assortment of tools and loan programs to meet your individual financing needs. We provide a broad range of loan options and competitive pricing with leading national lenders. We offer financing for all types of commercial properties including; multi-family properties, mixed-use properties, office buildings, retail centers.
We will structure a commercial real estate loan that meets your needs.
We will structure a commercial real estate loan that meets your needs.
Services
Our goal is to provide real estate financing to make stronger individuals and communities so they can thrive. With over 25 years of experience; you will have a knowledgeable and reliable lending partner that is devoted to understanding your individual needs. We work with a network of wholesale lenders to find the best loan package to fit your situation, ensuring you get the best rate and pricing available.
Buying the home of your dreams can seem like an uphill battle, I can help guide you through each step of the process and assist in determining what's best for you. If this is your first home purchase, you may qualify for loan programs which allow for lower down payments. I can help you with all the options available to you.
Offers steady monthly payments over a 30 year term, more affordable payments as compared to mortgages with shorter terms. This will allow you to payoff your home loan in less time and reduce your interest payments over the life of the loan. This is a loan with an interest rate that changes. There is an initial period where the rate is fixed, after which, the interest rate adjusts according to the market and loan terms.
We offer commercial and multi-family property loans that are custom-tailored for borrowing scenarios requiring a specific understanding of the California marketplace. SBA 504 loans can be used to buy, build or renovate commercial real estate properties, or to purchase equipment that has a life expectancy of 10+ years.
Reviews (5)
Falcon Surf Team
Nov 07, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I've been in the financial services industry for 30+ years and Ben is one of the best loan consultants I've ever worked with. I've known him for 20+ years and he's taken care of our personal mortgage, rental property and helped many of my clients. We highly recommend Ben if you're considering a new mortgage or re-finance.
I've been in the financial services industry for 30+ years and Ben is one of the best loan consultants I've ever worked with. I've known him for 20+ years and he's taken care of our personal mortgage, rental property and helped many of my clients. We highly recommend Ben if you're considering a new mortgage or re-finance.
Floyddell Wilson I.
Oct 24, 2021
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Heidy Valiente
Sep 07, 2021
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Ben is the man! Not only did he help us through the entire process of purchasing our home, but he helped us explore options that we weren’t even considering. We are so thankful to Ben for sticking with us through our home buying process. He really came through for us from start to finish! Thank you, Ben!
Olivera Korkanovic
Feb 26, 2021
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Benjamin has helped us twice,on occasion of purchasing our home, and years later for refinancing the same. We had numerous offers and could’ve chosen anyone, but with Ben, we felt honesty, integrity and he looks after you as it’s his own family. He was professional, great in explaining the process and guiding us so smooth that we definitely are recommending him to our friends and anyone that wants stress free transition in achieving their dreams. We are forever grateful!
Brad Graiff
Oct 08, 2020
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Ben Pruett helped our family to purchase our "forever home" with a home loan, as well as our other home's re-fi & loc. We will always be grateful to Ben for going above & beyond to make the entire process so smooth & efficient. He was & still is always available to answer any text or email for questions we may have...and kept us fully informed of every step of our escrow process, so we always felt like we were being well taken care of. He is always providing us with up-to-date market information during the changing times we live in...and is very helpful with his connections to realtors, contractors