Proudly serving the greater Tucson and Phoenix areas including Catalina Foothills, Oro Valley and Tempe. With Blink our customers get all the speed and ease of an internet lender with the certainty, transparency, service, and accountability they can only get from a local independant Mortgage Expert.
Our Paperless Process puts you the customer in control- It is as Fast and Easy and our average loan goes from open to clear to close in 15 days or less. Whether a Purchase or Refinance, FHA, VA or Jumbo, when you shop multiple wholesale lenders one application you come out the winner.
Our Paperless Process puts you the customer in control- It is as Fast and Easy and our average loan goes from open to clear to close in 15 days or less. Whether a Purchase or Refinance, FHA, VA or Jumbo, when you shop multiple wholesale lenders one application you come out the winner.
Services
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook. We're here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.
The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.
Reviews (10)
Joseph Fioretto
Jan 28, 2022
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We were refereed to Horizon Financial for a family member. We were told how happy they were with the assistance they were given to purchase their new home. Once we reached out to Horizon (Chris Haggard) the ball started rolling. Chris teamed me up with Raeana Lake. The communication, knowledge and service she provided was without compare. From answering all my calls with questions from a 1st time home buyer, to reaching out to me to keep me on track for our closing date was incredible. This is a very nervous process and her clam voice, knowledge of the business and professionalism combined with
Donald Ehrlich Iii
Jan 13, 2022
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I am self employed and it is not always an easy process these days to complete a home loan. I have been through severl over the years and this most recent one completed by Chris and his team was a game changer! I was thoroughly impressed with their knowlege and organization to promptly and efficiently get the job done. They are extremely responsive and knew exactly what was needed at every step of the way to make the process seamless for me! I have already recommended this team to others and will continue to do so. Great work Horizon, I will be using you in the future for sure.
Isaac Flores
Jan 06, 2022
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Daniel Storm
Nov 16, 2021
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We were fortunate enough to have been referred to Chris and the Horizon team when I came across a "dream home" opportunity. Thanks to their efforts and support, we'll soon be relocating two houses down the street from our grandkids. I highly recommend contacting them, should you find yourself in need of a no nonsense, efficient, yet hospitable financial alternative.
Morgan Hanson
Oct 26, 2021
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Charles Ball
Sep 28, 2021
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Connie Palomares-Tualla
Sep 24, 2021
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My husband and I have purchased numerous homes requiring financing in the past; as well as doing a number of refinance transactions....I must say Horizon Financial Center has been the BEST. They are very professional, knowledgeable and prompt in their processing procedures that are in place. Our loan application was not an easy one from the very beginning, but despite the challenges that arose, Horizon managed to get our loan approved/funded. The entire staff was awesome! I would definitely use their services again!
Elise Ward
Sep 04, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
The team at Horizon was amazing with my home refinance. It was quick, easy, and the communication was the best. I always knew where we were in the process. This was the fastest most efficient refinance I have ever done. Highly recommend the team at Horizon! Thanks Raeana and Chris!
The team at Horizon was amazing with my home refinance. It was quick, easy, and the communication was the best. I always knew where we were in the process. This was the fastest most efficient refinance I have ever done. Highly recommend the team at Horizon! Thanks Raeana and Chris!
Kimberly Keegan
Aug 28, 2021
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Positive: Professionalism
We use Chris Haggard for all of our real estate financing. He is knowledgeable and can always find the best rate for us. He and his staff are always on top of our file and always willing to answer any questions we have. We will continue to use them for financing. Nice people too!
We use Chris Haggard for all of our real estate financing. He is knowledgeable and can always find the best rate for us. He and his staff are always on top of our file and always willing to answer any questions we have. We will continue to use them for financing. Nice people too!
Michael Benigno
Mar 30, 2021
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Horizon Financial Center was outstanding during our home search & purchasing process. They were responsive to every question or request we had, provided detailed explanations for each step we had to make, and made us feel comfortable the whole way through. Better yet, once our offer on our house was accepted, they got everything done in a timely fashion without any hiccups. Our trust with them is unmatched and we highly recommend everyone to use their services!
