Buying or Refinancing doesn't have to be complicated. Expert personal service combined with innovative technology is making Mortgage Lending convenient, faster and simply Better! What makes First Equity Home Loan, Inc, unique is we are a family owned independent mortgage lender. We can offer any lending program in America we feel will benefit our customers.
We offer all the standard conforming purchase and refinance option but we also now offer the Non/QM loan options. They allow higher debt consolidation loan to value up to 90 percent appraised value with scores often accepted to mid 500's. These programs offer great "Outside the Box" solutions for people that don't meet conforming standards or need a bit more cash in hand.
We offer all the standard conforming purchase and refinance option but we also now offer the Non/QM loan options. They allow higher debt consolidation loan to value up to 90 percent appraised value with scores often accepted to mid 500's. These programs offer great "Outside the Box" solutions for people that don't meet conforming standards or need a bit more cash in hand.
Services
Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We choose our wholesaler relationships very carefully based on price, service, and in our case. Our staff has over 100 combined years' experience in home lending to our friends and neighbors.
Seeing the joy in a young couple's face when closing their 1st Home never gets old.just one of many reasons why we love our job. Rate are subject to change any business hour with market fluctuations. All loan approvals are conditional, not guaranteed, and subject to lender review of all information.
Guidelines differ somewhat depending on loan purpose. This can sometimes be confusing when you don't lend for a living. Try our refinance qualifier (point and click) custom quote system. It takes less than a minute with no obligation or credit check. Determining all your options, in detail, is easy.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
No down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property). Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation). For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
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Susan Stough
Oct 12, 2018
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