Southern Oaks Mortgage
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Southern Oaks Mortgage
SOUTHERN OAKS MORTGAGE in Valencia, CA is a mortgage broker that prides itself in providing high quality home loans to all of its customer anywhere in California. We consider ourselves the best in the business and this can be seen by our hundreds of satisfied clients.

Our motto has always been: "We don't put Good people in Bad situations!" We've survived the hardest of economic times in the history of lending, so we believe we must be doing something right!Give us a call and we'll prove it! Also, please visit the Yelp, Google & Yahoo icons at the very bottom to see some of the reviews we've received from our clients.
Services
Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
My overall experience with Southern Oaks Mortgage (Jeff, Cindy B. and Cindy L.) has been amazing. I am a first time buyer and was intimidated by the process of purchasing a home. Luckily, I found these great people who advocated for my best interests every step of the way-I felt like I had a team that was always there to answer questions and explain the process without ever making me feel like it was inconvenient.
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Reviews (17)
Patricia K.
Patricia K.
Dec 28, 2021
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This is our second time using Southern Oaks Mortgage for our home loan. I have nothing, but good things to say about Jeff. He makes you feel like family and genuinely wants the best for his clients. Jeff is on top of things and will get you what you want and need. What we like the most about Jeff, is that he will teach you along the way. He explains everything and shows you different options for you to decide. He is very thorough. As long as we live in Santa Clarita, we will continue to use his services. I 100% recommend him.
Valerie S.
Valerie S.
Jun 25, 2021
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Jeff is amazing and assisted us to get a VA loan. He's right on top of everything. He has wonderful referrals to get small jobs done too.
Deja F.
Deja F.
Jun 02, 2020
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Jeff and Ms. Cindy at Southern Oaks Mortgage are the complete mortgage lending package. My husband and I have worked with Jeff and Ms. Cindy through 3 transactions (2 refi's and 1 streamline), and each transaction was smooth and painless. Jeff is diligent and knowledgeable; he's confident in his business as well as CLEAR and UPFRONT (NO GUESSING) with what's required and expected. They are easy to work with and super friendly. Whatever they asked for, we gave and vice versa. Their communication is excellent, not sure how they do it but they're always available. We will NEVER
Kim Z.
Kim Z.
Jun 02, 2020
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SOM owner, Jeff Eisenberg, is truly incredible to work with. From the very beginning of the home buying process until well after I closed, Jeff showed nothing but professionalism. He was knowledge, available, attentive, honest and hardworking. He and his escrow staff made my experience so simple and understandable, and I recommend Southern Oaks Mortgage whole heartedly; there's no reason to look elsewhere.
Taylor P.
Taylor P.
Feb 19, 2020
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I've been meaning to write this review for a few months but wanted to give a huge shoutout to Jeff and Cindy and the entire team at Southern Oaks Mortgage. Jeff is honest, reliable, detailed, and gave us the best rate around. We love Jeff and his team and will be returning to them for any future purchases/refinancing in the future. If you're looking for quality work, this is your place.
Caitlin A.
Caitlin A.
Sep 18, 2019
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My husband and I are refinancing our house with our current mortgage lender and when things began to go south, I asked a friend for a recommendation for a mortgage broker. Enter Jeff Eisenberg. This stellar human being reviewed our documents and gave us his honest appraisal of the situation - all without promise of securing our business or recompense. I wish the entire business world operated under the ethics and standards of Jeff Eisenberg at Southern Oaks Mortgage! The world would be a safer place for consumers and humans in general. Thank you Jeff for your candor and refreshing honesty. We appreciate
Brandon P.
Brandon P.
Aug 25, 2019
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Jeff is the best! The #1 thing you want in the real estate/mortgage business is somebody you can trust. Jeff is that man! I think Jeff, and his assistant Cindy, live in that office. When my loan was rwady to close and I needed to send them docs, they seemed to be there at all hours of the night. Totally reliable and trustworthy. He will do his best to get you the best deal ever!
Lila S.
Lila S.
Aug 21, 2019
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This review is long overdue, but I wanted to share my great experience working with Jeff and Cindy at Southern Oaks. My fiancé and I had a lot of hurdles to overcome in order to buy our first home - but Jeff was very patient and guided us though the process. He answered our emails day and night and we really felt like he was doing everything possible to make our dream a reality. Thank you both!
Rodrigo A.
Rodrigo A.
Jul 30, 2018
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If you are looking at this review, you need to end your search and call them now! Jeff and Cindy are such a great team! Before we made the decision of moving forward with Sothern Oaks Mortgage, we had already started the loan application process with Quicken Loans. So happy we made the change. Had we not, I am positive we wouldn't have been where we are today this fast! Jeff and Cindy were on top of it and answered all our questions, concerns, and millions of follow-ups in a timely manner. There was great communication throughout the entire process. They couldn't have made it any easier
Victoria H.
Victoria H.
Oct 21, 2017
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Jeff and Cindy are a dream team. We closed on our first home yesterday and could never have done it without Jeff and Cindy. From our first phone call, Jeff took the time to ensure we understood our options and the ins and outs of mortgages. He's an expert and strived to educate us throughout the process on everything from interest to underwriting to the mail that will come after we closed! I'm no doubt a better homeowner because of Jeff.

Cindy handled the processing of our loan. "Handled" is an understatement. Cindy sees the process 10 steps ahead of everyone else and made
Kyanna I.
Kyanna I.
Jul 19, 2017
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I used southern oaks mortgage as my lender this time around. I was not the ideal client I probably was so difficult
1) I had to start the whole pre approval process once I had opened escrow
2) I'm ridiculously busy so had no time to really focus on helping get them all my info
Jeff and Cindy went ABOVE AND BEYOND! Not only did they make everything work out but they did it in 30 days!!!! Talk about a blessing! I 100% recommend using them!
Richard E.
Richard E.
Dec 24, 2016
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I highly recommend Southern Oaks Mortgage (SOM) in Valencia for anybody who is planning on purchasing a new home or refinancing a current home loan. Over the last 10 years, my entire family and I have used SOM numerous times for financing new properties and refinancing home loans. Jeff Eisenberg is the best mortgage broker in California!! This fact is verified by the many friends who I have referred to Jeff to finance their new homes. Jeff is an incredibly knowledgeable mortgage broker and helps all his clients get the best rates available. He always has time to treat each client as if they are
Mike H.
Mike H.
Oct 31, 2016
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I was recommended to Southern Oaks Mortgage by a good friend and am very happy to say I would give the same recommendation to anyone else looking to buy a home. Jeff and Cindy were both amazing to work with. They were there to answer questions when needed and were always prompt in returning calls to update us. Jeff worked hard to lock in a great rate for us and gave a lot of really solid advice that saved us a good amount of money at closing. Thanks to both for the hard work throughout the process.

I can't say enough good things about Southern Oaks Mortgage. If you are in the Los Angeles
Denise O.
Denise O.
Jun 29, 2016
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Working with Jeff has been a true privilege. He helped us in getting the loan to buy our first home. He was professional, kind and very patient throughout the entire process. He responded to phone calls, emails and text messages right away. He was attentive and always kept us informed. We would highly recommend him to anyone who needs a lender who truly cares and goes above and beyond.

Thanks to Jeff and Cindy. You're the best!
Justin R.
Justin R.
Apr 16, 2015
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Just refinanced my home mortgage with Jeff and couldn't tell you how great he was! Everything went smoothly, with no stress, and I'd refinance with him again in a heartbeat. Definitely will recommend him to my friends!
Byron P.
Byron P.
Sep 23, 2014
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We have used Southern Oaks Mortgage on the last two home purchases we've made and intend to continue to use them in the future. Jeff has 17+ years of real estate experience so he is very knowledgeable about the business. He can advise you on the best course of action to make sure your experience is successful. He is a very honest person who cares more about his clients than making an extra buck. His reputation actually means something to him so you can trust that he always has your best interests in mind.

His office manager/processor, Cindy, is extremely nice and goes out of her way to make
Vessie C.
Vessie C.
Sep 09, 2014
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This is our 2nd time using Jeff at Southern Oaks Mortgage, Inc. He helped us again, this time to refinance our home and achieve our goal of lowering our mortgage payment. Not only is his staff incredible, but he continually keeps in touch with us via phone calls, emails and real greeting cards always keeping him top of mind. We receive a monthly newsletter letting us know what is happening within the mortgage
industry and how rates are fluctuating. Overall, they provide superior service and are always true to their word. We highly recommend them to anyone in need of a mortgage. Thanks for all