Carol Millsap
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I found my passion protecting people from the unexpected. Now I serve as a State Farm Agent in Fort Bragg, California and the surrounding areas including Caspar, Mendocino, Albion, Comptche and Westport. My office offers everything from auto insurance, homeowners insurance, renter's insurance, and life insurance to commercial business insurance and banking products.

My Northern California community is incredibly important to me, and I'm proud to give back through service groups and local nonprofits. When I'm not in the office, you can usually find me walking on the Glass Beach Trail or hiking in the Russian Gulch State Park. I've been in the insurance industry since 1988, and with State Farm since 2003.
Reviews (10)
Kelli Mason
Kelli Mason
Nov 01, 2021
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Over the past year, I have had the pleasure of working with Carol Millsap for my in-laws trust. They had been a customer of State Farm Insurance for 30+ years. Carol has been instrumental in making this difficult time an easier transition. So much so, we decided to move all of our insurance policies over to State Farm and into Carol's capable hands. The extent of her knowledge and advice was invaluable to us! We now have better coverage at a lower price and feel confident in our protection. She's professional, knowledgeable, efficient and an amazing person! Thank you, Carol! Thank you so much!
Carrie Browder
Carrie Browder
Oct 30, 2021
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Positive: Professionalism, Quality, Responsiveness
Carol Millsap has been fantastic--professional, responsive, sincere. Super easy to work with, goes above and beyond.
Roberta Morrow
Roberta Morrow
Sep 27, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I had a homeowners insurance question and as all my other experiences Carol and her staff were wonderful and helpful . I have recommended this office the whole 50 yrs I have lived here.
Allison Martin
Allison Martin
Mar 27, 2021
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Positive: Professionalism
Carol has been super accommodating and gets right back to me right away. She always answers my questions in depth and she never makes me feel like I'm bugging her. I would highly recommend her as an Insurance agent. And bonus, she's totally funny!
Austin Barton
Austin Barton
Jan 02, 2021
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Carol freaking ROCKS!!!!! She was really able to help me in my time of need, especially with the fires going on everywhere. I was able to get a package deal with my vehicles and my home, and I absolutely love the price. She doesn't try to sell you on anything, she just informs you on ehat sort of things you can do to save money. Honestly a great experience. 10/10!
Jacob Guerrero
Jacob Guerrero
Aug 08, 2019
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I moved from Sacramento to Fort Bragg a few months ago and I needed another office. A few of my friends told me that Carol was AMAZING and very easy to work with. I was honestly pretty skeptical at first, but these last few months of doing business with her has been great. She's the best on the area (imo.)
Kyle Renning
Kyle Renning
Jul 05, 2019
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Carol is fantastic. She's super easy to work with, and she looks out for me. I don't think I've genuinely had another agent do that for me. I have to say, I like it.
Frank Hollibaugh
Frank Hollibaugh
Jun 01, 2019
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Carol is my State Farm agent. I am very happy with the services that she provides. I take advantage of the multi car discount.
Jonathan Foster
Jonathan Foster
Dec 05, 2015
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Carol Millsap was a real pleasure to find. She was able to explain so we understood the polices requested. Honest, trustworthy, and caring~ I highly recommend Carol and her business.
Summer Storm
Summer Storm
Jun 11, 2014
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Carol is the best! I wouldn't trust anyone else with my money. She truly cares about her clients and makes sure to give options that are relevant and does not suggest things that are not. She is the most thoughtful financial advisor and insurance agent I have ever met. She is warm and friendly and does not make me feel judged or like a number as I have with other agents. I would recommend Carol and her staff to anyone who truly cares about getting the most for your money and working with an agency that will be there for you for life!