At Fairfield Home Loans, LLC we strive to be the best in the business and are dedicated to providing our customers with superior service and resources. As experts in all areas of residential and commercial loans, FFHL is always up to date on market information and trends. Whether you are buying a home or looking over refinance options, you will always have the confidence that you will get comprehensive solutions that suit your individual needs.
With a referral-based client roster that has grown drastically over the past 22 years, our founder's goal is to not only serve you once, but to be your mortgage company for life as you work to achieve all your personal and financial goals. Our business model is simple, provide the best service as possible, deliver great rates and offer a customer experience that will give you confidence with all of your decisions.
With a referral-based client roster that has grown drastically over the past 22 years, our founder's goal is to not only serve you once, but to be your mortgage company for life as you work to achieve all your personal and financial goals. Our business model is simple, provide the best service as possible, deliver great rates and offer a customer experience that will give you confidence with all of your decisions.
Services
Led by Jay Norwood, Managing Member and Founder of Fairfield Home Loans, LLC has over 20 years' experience in commercial and residential financing. From the day she closed her client's first loan, Jay has been on a personal mission to distinguish herself through value-driven relationships. With this singular point of focus, she carefully built a reputation in the Tri-State area as being "best of the best in the mortgage industry."
Picking the right mortgage product is a fundamental first step in purchasing your new home. There are many loan solutions out there and we will explain them all to you and which one best suits your needs. We start with our one-on-one mortgage application discussion, which sets the stage for the whole mortgage process.
If you already own a property then you would be eligible for a refinance. You may be able to take advantage of a lower rate or more attractive terms and save money. A refinance is either paying off an existing lien(s) or taking a mortgage on a property you hold title on.
Good reasons to refinancing your home is reducing your monthly payments, taking out equity in the property, obtaining a fixed rate if you have an adjustable or removing mortgage insurance.This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Good reasons to refinancing your home is reducing your monthly payments, taking out equity in the property, obtaining a fixed rate if you have an adjustable or removing mortgage insurance.This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Second mortgage typically refers to a secured mortgage that is subordinate to another on the same property. A property can have multiple liens against it. The order they are recorded are the order of their positions with the exception of tax liens. A tax lien will trump all liens on a property. We offer both Home Equity Loans and a HELOC.
If you are over the age of 62, occupy the property as your primary residence, and have the needed equity you may be eligible for this product. HECM Counseling is the vital part of this mortgage's process. It gives you the opportunity to work with an independent person trained to conduct this education.
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