You can get a loan before you even select a home. A Legacy home mortgage specialist can perform a pre-qualification or pre-approval so that you'll have a good idea of how much you can afford. Once you've found a home, and a seller has accepted your offer, you are ready to move to the Application process.
You will know the loan amount you qualify for so that you know what home price range to shop. Discover any credit challenges early in the process we can resolve them at the beginning of the process. Sellers will consider your offer more strongly with a prequalification letter over one that is not. There are no fees or costs to getting pre-qualified, but it is a vital step in the home buying process.
You will know the loan amount you qualify for so that you know what home price range to shop. Discover any credit challenges early in the process we can resolve them at the beginning of the process. Sellers will consider your offer more strongly with a prequalification letter over one that is not. There are no fees or costs to getting pre-qualified, but it is a vital step in the home buying process.
