First Community Mortgage
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First Community Mortgage
Giving back and helping others within the community is one way we can fulfill and make our mission statement a reality. FCM Cares is a 501(c)(3) ran by our employees. Download our Go FCM app for 24/7 service. Apply for your loan, securely upload documents, calculate payments, receive real time status updates, and so much more!
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Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it's been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities.
Conventional loans are the most common type of loan with various options and several advantages. These loans can be used on a wide variety of property types and typically has lower interest rates. An FHA loan is very popular with first-time homebuyers.

Historically, these loans have allowed lower income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford due to more flexible credit qualification standards than Conventional loans.As a Veteran, you and your family have many powerful home buying benefits in addition to traditional financing.
When you take out a mortgage loan how much you repay is determined by several factors. The total cost of your mortgage, including all of the below, is known as the annual percentage rate (APR), which is typically higher than the interest rate. Using the APR, you can compare mortgages of the same dollar amount by considering their total annual cost.
There can be great benefits when refinancing, but it's important to remember that it's not right for everyone. There are fees associated with refinancing, so it's typically best for people who plan to stay in their home for several more years. Speak to one of our loan originators to talk through your financial goals and allow us to help you make the best decision.
When you're buying a home for the first time, the thought of getting a mortgage can be a little scary. It will probably be the biggest financial transaction of your life so far. We understand you may want to do your own research before you apply. We've created some free tools just for you. By providing this information, you agree to be contacted by phone or email to receive information about First Community Mortgage.
Reviews (10)
Charlie Thomas
Charlie Thomas
Jan 24, 2022
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Paige at FCM is fantastic. Made my family's entire application process stress free and communicated everything perfectly.
You won't regret using them for your next move!
Lora Page
Lora Page
Dec 26, 2021
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Frank and the team at First Community Mortgage went above and beyond with all my needs! Answered questions without hesitation and if someone didn't know the answer, they went to find it. Make Frank and his team at First Community Mortgage your next stop!!
Janelle Swett
Janelle Swett
Dec 24, 2021
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Very positive and easy process. Tammy was great. I will defiantly recommend First Community Mortgage to my family and friends.
Waylon Beaver
Waylon Beaver
Nov 30, 2021
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Jean and her team of professionals worked with us every step of the way and answered any questions we had in a quick timely manner! They all went above and beyond our expectations and would highly recommend Jean and FCM to anyone looking to purchase a home!
Lori Reisner
Lori Reisner
Nov 30, 2021
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Start to finish Cris & Krystal were great to work with. Always responsive & great customer service. We always knew throughout the process where our loan was, and always kept everything on track
Ray Willis
Ray Willis
Sep 22, 2021
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Our experience with FCM was excellent. This was by far the smoothest mortgage process I have gone through. The user friendly app and constant communication made all the difference.
Sharonda McGarr
Sharonda McGarr
Sep 21, 2021
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Konnor is what I like to call a STRIGHT SHOOTER! I get really stressed going thru this process everytime but this is my second time using him. First time when I bought my home and second time when I refinanced my home. There will definitely be a 3rd time when we purchase a second home. I have no complaints about konnor. (Very Rare😩) He is polite fast efficient and VERY knowledgeable answering any questions I had about the process. He never made me feel less then for not understanding or asking the same question twice. Konnor is definitely the best lender I've come across and TRUST me there have
D. Wear
D. Wear
Sep 16, 2021
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My husband and I had a great experience working with Lori again. She helped us refinance our mortgage and was there every step of the way offering help and guidance. We soo appreciate her kindness plus her impressive organizational skills!! We completed all tasks in such a timely manner and signed the closing documents before we knew it. 10/10 recommend Lori ♥️
Frances Taylor
Frances Taylor
Sep 11, 2021
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Working with Marsha Saalfeld was fantastic. She's proactive and very responsive. This was my first time buying a home and I never felt confused about the mortgage process. The mortgage process was actually the easiest part of the whole home buying process and that was definitely due to Marsha and her team.
We were comparing 2 different mortgage brokers and we chose Marsha not only because the costs were lower but also because she was so accessible and responsive. It was impossible to get a hold of the other person we were working with so it was an obvious no brainer.
Also, during the closing
Logan Bowers
Logan Bowers
Sep 03, 2021
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Big thank you to Frank & Kelly for making our home buying process that much easier. With all of the set backs due to the construction process y’all were very helpful and understanding throughout the entire process! I would recommend them to anyone!