Aldridge Insurance Services

Mike Aldridge is a graduate of Arizona State University and the owner of Aldridge Insurances Services, LLC. As the owner/operator, Mike brings an unsurpassed level of customer service to ensure that his company is guiding you and your family to exceptional coverage. Mike is an expert in Medicare, Annuities, and Life Insurance who can properly formulate a great plan to fit your life and all your families needs.

You are able to apply for Medicare or Social Security benefits or both. Other Enrollment Options: Many prefer to enroll with the assistance of a Social Security specialist at one of the many Social Security offices. This period begins 3 months before your 65th birthday and ends 3 months after your birthday.

It's impossible to say, because the kind of coverage that's right for you depends on your circumstances and financial goals. But, generally speaking, term offers the greatest coverage for the lowest initial premium and is a great solution for people with temporary needs or a limited budget.

Permanent insurance may make more sense if you anticipate a need for lifelong protection, or if the option of accumulating tax-deferred cash values is attractive to you.Also, it doesn't have to be one or the other. Often, a combination of term and permanent insurance is the right answer.