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Focal Point Financial Services is a broad based independent financial service organization. We believe that when it comes to financial matters, the value of competent, professional advice cannot be overestimated. Before we can develop an investment strategy for you, we get to know you. Why are you investing?

What do you want to do? We want to know what is important to you and to build a relationship and ensure that the financial strategy we build is truly personalized for you. Focal Point's President and Financial Advisor is Jason Hedstrand. He has more than eighteen years of experience in the financial industry and has his Series 7, 63 and 65 investment licenses as well as licenses for health and life insurance.
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Life experiences have guided Jason through many different adventures. As a result of dedication and intense training he was a member of the 2002 Olympic Team in long track speedskating. He set the American Record in the 10,000 meter speedskating event with a time of 13:32.99 and a 12th place finish.
As an investor, you may wonder what a stock split is and how it might affect your portfolio. Although splitting stock shares has been much less common in recent years, it's usually newsworthy when a high-profile company announces a planned split. What is a stock split? A company may decide to lower the price of its stock by splitting each outstanding share into more than one share.
These engaging, short animations focus on a variety of financial topics and illustrate key financial concepts and current events. Choose any of the videos below and then click the start arrow to watch. Dollar-cost averaging is a disciplined investing approach and is one way to ride out market fluctuations.
We've put together a library of information on important financial topics that we believe you'll find helpful. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends. Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.
Some people may think they can't work - or shouldn't work - while collecting Social Security benefits. But that's not the case. However, it's important to understand the RET and how it may affect your income. The RET applies only if you are working and receiving Social Security benefits before reaching full retirement age (see chart).
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