Some Highlights Applying for a mortgage is a big step towards homeownership, but it doesn't need to be one you fear. Here are some tips to help you prepare. Know your credit score and work to build strong credit. When you're ready, lean on your agent to connect you. The rise in remote work is changing what many Americans want in their homes.
Many companies are choosing to delay reopening or go remote full-time, and today's buyers are looking for homes with more space to support their work needs. As a seller, if you no longer need. The biggest challenge in real estate today is the lack of available homes for sale. The low housing supply has caused homes throughout the country to appreciate at a much faster rate than what we've experienced historically.
Many companies are choosing to delay reopening or go remote full-time, and today's buyers are looking for homes with more space to support their work needs. As a seller, if you no longer need. The biggest challenge in real estate today is the lack of available homes for sale. The low housing supply has caused homes throughout the country to appreciate at a much faster rate than what we've experienced historically.
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About
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Home is where your story begins - allow Christine and her team to help you with the next chapter. Whether it's buying as a first time home buyer, refinancing an existing home, relocating, or just wanting a new home they can help. Her team would love to get to know you and your family and put you on the path towards owning your dream home with an affordable monthly payment.
Calculators
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Compare the costs of buying and renting and find out which is a better fit for your financial situation. Whether renting is better than buying depends on many factors, particularly how fast prices and rents rise and how long you stay in your home. Compare the costs of buying and renting a home in the calculator below.
Closing Costs
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At the loan closing, you will be required to pay your down payment and other various closing costs and fees. Most of the closing fees are paid by the buyer, but some of the fees are prorated, by date, to the seller and the buyer. In order to be prepared to pay the closing costs, you may request a Good Faith Estimate from the lender.
Credit
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Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job.
Home Appraisal
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A home appraisal is generally required by the lender in order to establish that the value of the home will be sufficient collateral for the amount of the loan. The appraisal fee is generally paid by the buyer, sometimes required at the time of the loan application but typically paid at the loan closing.
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