There's nothing quite like the satisfaction of owning your own home, and in Southern Kentucky, folks can get help qualifying for their mortgages from Top Flite Financial, Inc. We're residential mortgage lenders in the business of turning the dream of property ownership into a reality. Let us help you prequalify for funding so your real estate transaction can go smoothly.
We're here to provide our clients with customized, individual financial solutions for upcoming property purchases. We can review your credit history with you and guide you through all of the required mortgage application steps as well. Sorting through the available mortgages and selecting the one that fits your specific needs requires knowledge and experience, and at Top Flite Financial, Inc., we have the know-how to help with this task.
We're here to provide our clients with customized, individual financial solutions for upcoming property purchases. We can review your credit history with you and guide you through all of the required mortgage application steps as well. Sorting through the available mortgages and selecting the one that fits your specific needs requires knowledge and experience, and at Top Flite Financial, Inc., we have the know-how to help with this task.
Services
I have over 10 years' experience originating/processing/closing secondary market loans including USDA, FHA, VA, and conventional loan types. I'm here to answer your questions about a new purchase or a refinance of your existing mortgage. Whether you're a first time home buyer or an existing owner, we have loan options that will meet your mortgage needs.
Points are also called origination fees. These fees are charged by the lender to pay for certain expenses incurred in connection with the processing of the real estate loan. One point is equal to one percent (1%) of the amount of the loan.
APR stands for annual percentage rate and reflects the interest rate charge on the loan plus other finance charges including, for example, private mortgage insurance premiums, points and other financing costs you pay when obtaining the loan.Mortgage insurance gives protection to lenders by spreading a portion of the risk involved in lending money on homes to a separate, private company.
APR stands for annual percentage rate and reflects the interest rate charge on the loan plus other finance charges including, for example, private mortgage insurance premiums, points and other financing costs you pay when obtaining the loan.Mortgage insurance gives protection to lenders by spreading a portion of the risk involved in lending money on homes to a separate, private company.
Looking to buy a home or refinance with a low down payment? A loan backed by the Federal Housing Administration (FHA) may be the answer. At Top Flite Financial, Inc., we understand the challenges facing today's home buyers in Southern Kentucky, and we work hard to make home ownership possible for responsible borrowers like you.
If you're like most people, paying a mortgage is something you're probably going to end up doing for a very long time. That's why when it comes to your mortgage, your safest bet may be to lock in a rate that won't come with any hidden surprises. At Top Flite Financial, Inc., we offer some of the most competitive fixed rate mortgages in Corbin, KY.
Are you struggling to afford your home? Are you finding it harder to make your payments, but unable to get refinancing because your home's value has declined? If you're struggling to stay in your Corbin, KY home, help is available. At Top Flite Financial, Inc., we understand that high unemployment rates coupled with falling home prices have put a strain on many families' finances.
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Ivy Blaze
Jun 03, 2020
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