CapitalPlus Financial Services
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CapitalPlus Financial Services
With decades of experience in finance, project management, and construction operations, the experts at CapitalPlus understand the challenges construction companies face. We provide quick, flexible working capital solutions for construction companies in all trades through our two main products: Receivables Factoring and Materials Financing.

The result: construction firms have the cash flow they need and can focus their efforts on their core business, worry-free. Don't wait up to 90 days for customers to pay invoices. Send your receivables to us and we'll give you immediate access to cash. You'll have the cash flow you need to meet payroll, pay bills promptly, maintain overhead, and compete for larger jobs.
Services
Our funding services give construction companies in all trades across the country access to the cash flow you need to run your business - often within 36 hours. We offer a unique blend of continuous finance and operational support that enables you to pay suppliers promptly, meet payroll, maintain overhead expenses, pay taxes or compete for larger jobs.
CapitalPlus is 12 people working hard to make construction company funding more human, less robotic. We enjoy working with our clients one-on-one to help solve your working capital, and back office support needs. Our diverse professional backgrounds in financial services, project management and construction operations give us deep insights to help your business grow.
Our construction financing solutions and services allow you to focus your time and money on building and growing your business without worrying about working capital or back office functions. We give you steady access to cash flow to help you grow - for operating costs, new or large contract needs, acquisitions, and more.
You don't have to wait 30-60-90 days for customers to pay your invoices so you can reinvest in your business. CapitalPlus construction factoring gives you immediate access to cash so you can keep building your business. For more than two decades, we've specialized in assisting construction companies in all trades with their cash flow needs.
When contractors (or subcontractors) work with the government, there's often a long lag time between invoice and payment. But you need working capital today to meet payroll, fund operating costs and more. By selling your government invoices and accounts receivable to CapitalPlus at a small discount, you can turn government receivables into immediate cash.
Reviews (5)
Matthew Maleski
Matthew Maleski
Feb 03, 2022
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Capital Plus Construction Services was able to get us funded within 4 days of needing material on a project. With the supply chain issues happening with concrete and rebar we were able to leverage concrete pours quicker by paying up front for material instead of working on credit direct with the supplier. This saved our project weeks of waiting for materials. Grant our customer service rep was able to work through the requests with our suppliers and we were able to stay ahead of our schedule. We plan on using Capital Plus Construction Services on all of our projects to keep the projects moving
Tim Shaughnessy
Tim Shaughnessy
Dec 28, 2021
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Capital Plus makes a lot of things possible for construction companies to keep cash flow possible. Brett Barboza and his team bring the expertise, knowledge and professionalism to make it all possible. Great job guys and thanks.
Richard Fuller
Richard Fuller
Oct 17, 2019
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Capital Plus has been great to us!! Every person I came in contact with has been super helpful! Mr. Rich and Nancy has been awesome and mr. Kenneth Adams has been helpful and quick to get back with me on anything!!! Definently I satisfied client here!! Thank y’all!!!
Mark Grubb
Mark Grubb
Sep 12, 2018
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Capital Plus made it possible for us to continue business with larger contractors and better jobs, helping us to manage our cash flow until payment could be made from our contractors. Thank you Capital Plus.
Michael T. Martin
Michael T. Martin
Jan 25, 2018
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As a New York/New Jersey based electrical contractor, my company has had the honor of using Capital Plus Equity on majority of our projects for some time now. Capital Plus Equity's entire staff are pleasures to do business with and make it their point to deliver exceptional customer service. They are there not only to offer their factoring services but to also assist in any way possible.
I have had the honor of working directly with the CFO, Mr. Scott Applegate, on both business and personal matters. I must credit a lot of the success of my company to both Mr. Applegate and the entire team at