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Employee health insurance costs are SKYROCKETING. For over 30 years, employers have trusted Kern Island Insurance to deliver top-notch benefits at the lowest possible costs. Headquartered in Bakersfield since 1987, Kern Island Insurance has provided trusted benefits consulting for employers across California, including those with multi-state operations.

We specialize in groups with 100-1,000 employees and we are an industry leader in self-insured benefits, also known as self-funded. Our clients come from a wide range of industries including the Energy, Agriculture, Medical, and Construction sectors. We have exclusive discount contracts with providers and hospitals in California and other states.
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Each year, California businesses feel helpeless in the face of skyrocketing healthcare costs and daunting regulations. Our clients wouldn't even know it. For over 30 years, we have helped businesses bend the cost curve while offering stellar benefits. Our average client saves $1,800 per employee per year.
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