You can consolidate your credit card debt with a credit card consolidation loan, which is also known as a personal loan. With a personal loan, you can consolidate your existing credit card debt into an unsecured personal loan that is typically repayable in 3-7 years.
If you plan to repay your credit card debt in this time frame and can obtain a lower interest rate than your current credit card interest rate, a personal loan is a great strategy to save interest costs.For example, let's assume that you have $10,000 of credit card debt at a 15% interest rate.
If you plan to repay your credit card debt in this time frame and can obtain a lower interest rate than your current credit card interest rate, a personal loan is a great strategy to save interest costs.For example, let's assume that you have $10,000 of credit card debt at a 15% interest rate.
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