Insurance law is constantly changing and evolving. It is not easy to understand current insurance laws which is why a "great" agent is important. We offer policies ranging from Auto, Home, Renters, RV, Boat & Toys to Business, Life, Health and Medicare Supplements. Contact us today so we can address your concerns, evaluate your needs and find the policy that works best for your circumstances.
At Luft Insurance, we let you easily compare insurance quotes online.
At Luft Insurance, we let you easily compare insurance quotes online.
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Luft Insurance is a locally owned and family operated independent insurance agency, which was founded by John and Shannen Luft in 2001. Through the years, we have expanded into a full-service agency representing many quality insurance companies, covering your personal, health and business needs.
Our agents and staff offer integrity, knowledge and experience to help you choose the best coverages available for all of your insurance needs, so give us a call today.At Luft Insurance, we let you easily compare insurance quotes online.
Our agents and staff offer integrity, knowledge and experience to help you choose the best coverages available for all of your insurance needs, so give us a call today.At Luft Insurance, we let you easily compare insurance quotes online.
According to car insurance laws in the state, drivers are required to show proof of liability insurance when they register their vehicles. The state minimums for insurance are $50,000 for bodily injury liability per person and 100,000 for any one accident and $10,000 for property damage liability. The penalties of driving without insurance include fines, jail time, and a 30-day driver's license suspension.
Your home is undeniably your most precious possession, so protect it with home insurance. Even though you may no longer make mortgage payments and it's not mandatory to carry home insurance, it would provide you and your home with valuable financial protection.
After many years of making mortgage payments and finally paying off your house, it would be a huge misfortune to lose your most treasured asset because of a tragic occurrence that was beyond your control.If you live in Michigan, you know the weather can be extreme and it can damage your house. Freezing temperatures, harsh winds, and heavy snowfall can make frozen pipes break, roofs leak or cave in, and cause other destruction.
After many years of making mortgage payments and finally paying off your house, it would be a huge misfortune to lose your most treasured asset because of a tragic occurrence that was beyond your control.If you live in Michigan, you know the weather can be extreme and it can damage your house. Freezing temperatures, harsh winds, and heavy snowfall can make frozen pipes break, roofs leak or cave in, and cause other destruction.
Running a business in Michigan takes not only hard work but foresight to mitigate risks, which is why commercial insurance is so important. We help our clients identify and create a risk profile to understand the coverage options that are most beneficial. Below are important details associated with commercial insurance.
Since this isn't a required coverage, there are many people who go without it. However, when deciding whether to get coverage, think about hardships your family could have without the financial safety net that life insurance provides. If you are single and young and don't have any debt or dependents, then you may not need life insurance right away.
Reviews (1)
Ron M.
Feb 15, 2014
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We have used the Luft Insurance agency for many years for our business liability needs. John has always been able to go beyond "Here is a policy that should work" to a trusted advisor on options that will best protect our business. We recently needed advice and action on a deadline on a new business avenue and John once again came through with timely recommendations and a plan that allows us to eliminate our insurance worries.