Our purpose is to increase car insurance knowledge for consumers-what it does and how it works. We serve consumers; students, educational institutions; insurance professionals; and the media. Rating variables are basically the characteristics of individual policyholders that can help approximate the cost of their risks. A proposed regulation could help protect New Yorkers from excessive and unfairly discriminatory auto insurance rates.
Following an investigation, the state Department of Financial Services regulation would prohibit insurers from using an individual's occupational status or educational level as factors in setting rates, unless the insurer demonstrates to the satisfaction of the superintendent of financial services that the use of those factors does not result in rates that are unfairly discriminatory.
Following an investigation, the state Department of Financial Services regulation would prohibit insurers from using an individual's occupational status or educational level as factors in setting rates, unless the insurer demonstrates to the satisfaction of the superintendent of financial services that the use of those factors does not result in rates that are unfairly discriminatory.
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Our mission is to improve customer understanding of insurance-what it does and how it works. To accomplish this, this site provides in depth data-driven research studies, surveys and reports, and infographics to help inform and educate. Never before have we lived in a time with so much information, and misinformation.
Maybe you've moved to a new state or just bought a new car and need to find coverage for it. We have the information you need to ensure you're fully informed of your state laws, and increase protection from unnecessary financial and legal risk. We provide comprehensive auto insurance education across 50 states.
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