Texas Independent Insurance
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Texas Independent Insurance
As one of the largest states in the country, Texas has thousands of motorists on the road at any given time. This means that it's crucial to have the protection you. A home insurance policy is your secret weapon when you have an unexpected financial loss on your property. The feeling of having protection when you need it can't.

The state doesn't require you to have any insurance, including workers' compensation insurance, although, it is recommended to protect your business. Insurance is a topic that is often overlooked by real estate investors and landlords, even though it is a vital part of every successful property investing career.
Services
Rate Shop Guarantee- If your rate drastically increases at renewal, we automatically re-shop your insurance. Ryan was quick, informative and his products were well priced. He saved us hundreds of dollars switching our personal insurance to more coverage with less cost. He went above and beyond helping us set up the best builder's risk policy for our situation.
As an independent agency we have the freedom to provide our customers with the best insurance products and rates from the most trusted insurance carriers in the marketplace. We work for you, not the insurance companies! This means we do not push or promote any particular company, product, or service; instead, we are focused on providing you with insurance products and services specific to your needs.
Ryan is a dedicated agent that provides services well beyond what is expected of the "typical" insurance agent. His motto says it all "If you don't know insurance, Know Your Agent". He has actively worked with us to provide, not only the most cost effective insurance solution, but the solution that reduces our risk as well.
At Texas Independent Insurance, our team members contribute their experiences and expertise to the company, enabling us to provide you with not only quality customer service, but extensive knowledge relating to insurance. Mary has been with the agency since 2006 and has approximately 30 years of service in the insurance industry.
At Texas Independent Insurance, we require our Insurance Advisors to undergo a rigorous two year training program on all aspects of the insurance industry. We are the insurance experts that will provide you with the knowledge and confidence you need to choose the proper insurance coverage to protect your family and your assets.
Reviews (10)
Jewelie Kajuu
Jewelie Kajuu
Nov 03, 2021
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Renée is the BEST! She saved me over $2000.00 for my home and auto policy through her persistence and excellent Customer Service! She wanted the best for me and she made it happen! I have one of the best insuarance in the market at a affordable rate. THANK YOU!!! Keep up the great work. I would recommend everyone looking for insuarance. Please contact Renee
Richard Werstein
Richard Werstein
May 21, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Traci and Julia were quick to reply to my needs regarding our commercial auto policy. They always provide quick service and response to every need our company has ever needed. Thank you Traci and Julia! We appreciate everything you do for our company.
Eric Kane
Eric Kane
Apr 21, 2021
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Working with Ryan and Texas Independent Insurance is fast and easy. I highly recommend him for all your insurance needs. We recently switched all home, auto, and boat policies to them and saved a substantial amount from our previous insurance policy. They also handle multiple vacant dwelling and rental policies for my company each month and always have the best coverage for the best price.
Heather Holloway
Heather Holloway
Mar 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been insured through Texas Independent since 2019 and love them. Renee is awesome. There was a crazy mix up and she reached out to me and went above and beyond to get the situation resolved with a positive outcome.. Everyone in that office are professional and have great customer service..
Mark Soter
Mark Soter
Mar 03, 2021
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Agents Luke DeMoss and Scott Davis both provide excellent service. Luke switched me to a better, less expensive personal policy for my home, auto and liability needs. Scott always finds the best policy for me for my business property investment needs. They are both professional, easy to reach, extremely responsive, and are always a pleasure to work with.
Aaron Watson
Aaron Watson
Feb 27, 2021
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Positive: Professionalism, Quality
Luke helped us find a competitive rate and he was able to break down our coverage in a way that made sense. He offered a product better than we had previously without any pressure. Our experience has been great and we’re looking forward to continuing to work with him and the team.
Debra DeMoss
Debra DeMoss
Jan 20, 2021
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My previous insurance agency was ok, but nothing special. We recently switched to Texas Independent Insurance and Luke helped us do that. Luke stood out in so many ways! He found us great prices (saving us hundreds of dollars) and made the process easy by dealing with the cancelation of my past policies for me. Best of all, I know that Luke and the team will be a proactive advocate for me, making sure that I have the best policy each and every year without me having to worry about it! Worry free, works great for me! Easy 5 stars for this great team!
Craig Barnett
Craig Barnett
Oct 08, 2020
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Positive: Professionalism, Responsiveness
Have been working with Ryan for insurance coverage for close to 20 years now. Its been nothing but a great experience from day one. He and his team take the time to search the marketplace and recommend the best coverage balanced with the right price. Would highly recommend for all your insurance needs!
Yaneth Mejia
Yaneth Mejia
Sep 29, 2020
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Scott has been very helpful with my insurance needs and I really appreciate his knowledge of the various policies out there. He understand the business very well. I definitely believe he is not a sales man, coming from being an insurance adjuster in his career, he really desires for business/home owners to get a clear picture of what coverages to choose from and why. If you want to have peace of mind, he will help you with the coverages you need.
Hans Box
Hans Box
Aug 25, 2020
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I have been working with Ryan and his team for a decade. They've assisted me with multiple rental homes, multiple personal residences, cars, umbrella policies and even AirBnB. Ryan always goes out of his way to explain coverage of different policies and I trust his judgement implicitly. They take the load of finding insurance off my shoulders so I can concentrate in adding value in my own businesses. I highly recommend them.