Niagara Regional FCU
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Niagara Regional FCU
From these humble beginnings the founders probably didn't conceive that their seedling, restricted to just savings and loans, would blossom into a 34 million-dollar institution, offering a wide array of financial services to its members. This did not happen by accident.

Many dedicated volunteers and leaders with vision moved the credit union from a paper and pencil enterprise located in a variety of rented locations, to a fully computerized business operating out of its own building.While expanding, our credit union has maintained our service to members in the most efficient manner while retaining the personal touch.
Services
With over 80 years of outstanding service, Niagara Regional FCU's mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs, promoting financial literacy, and offering no or low fees.
With Online Banking you can turn your home or office into your own personal NRFCU branch. Online Banking is secured. Sensitive data is encrypted to protect your personal information. Once you have signed up for our Online Banking service you can also take advantage of our Mobile Banking service.

Mobile Banking will allow you to perform transactions right from your smartphone so you can manage your account from anywhere with a cellular or internet connection!Banking with this service is convenient, easy, secure, and most importantly free. Taking pictures on wood or busy backgrounds causes a lot of them to not be able to be read.
Become a member and open an account at our Amherst branch, and you'll receive a voucher for 2 slices and a drink from Favorite's Pizza! Swipe & Save is an automatic savings account that helps you save money without even thinking! Every time you swipe your debit MasterCard the transaction will be rounded-up to the next dollar amount and the difference will be automatically deposited into your Swipe & Save account, where you'll then earn 10% APY**!
With a Niagara Regional Federal Credit Union checking account you have a multitude of benefits and no fees! Unlike others, we have no minimum balance and you'll have access to thousands of ATMS all over the U.S. free of charge! Access to Apple Pay & Samsung Pay - Simply add your card to your Apple or Samsung wallet and easily pay on the go!
Quickly grow your money with one of our Share Certificates. With terms as short as 6 months and as long as 5 years, you won't need to look anywhere else because our dividends are unbeatable! Teaching children how to save is something they truly learn from their elders. Get them off on the right foot by opening a School of Savers account so they can develop healthy saving habits early in life!
Reviews (10)
Angelina Aloisio
Angelina Aloisio
Jan 11, 2022
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App is literally awful, you don’t see pending charges or pending checks, if you spend anything on the weekend you won’t know the transactions until Monday. So if you wanna pay a credit card bill or any bill on a Friday you’re not gonna see it until some time on Monday. Like???
Bobbi Rung
Bobbi Rung
Nov 19, 2021
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I had to edit, today a holiday ( happens on Thanksgiving also) direct deposit was made yesterday, system down no way of checking my balances and no available funds cause etheir system is not updated enough to make fund available as soon as it hits your account. Could be trying to bounce more payments to make more money. Unacceptable. Thanks for reminding me to close my account before Thanksgiving, can't black Friday shop without money.
Horrible bank, reordering transactions to profit themselves and steal from their customers. Find another bank. I will close mine account.
Juliet HappierNow
Juliet HappierNow
Oct 19, 2021
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I have been nothing but pleased with this credit union. I opened my account and everyone was so helpful, the clerks are always pleasant with smiles on their faces. They are involved in the community and sponsor food truck days and fund raise for different organizations. I have watched them expand and offer new things over the years. I do not feel like I am just a number on the corporate ledger, I am a person and I am treated individually with care. Thank you for breaking the banking mould!!
Debby Swartz
Debby Swartz
Jan 03, 2021
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The employees at Niagara Regional have been outstanding! They’ve always been there to help when needed! I’ve been a member for over 30 years! I love my credit union!
M. B.
M. B.
Dec 24, 2020
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The people are great. You can actually get someone on the phone which is nice. Like most banks the hours of operation aren’t great. One time they wouldn’t assist me with charge back another time they did. I had over the limit fee that they waved. You can’t deposit cash at their ATM which is ironic. Again awesome staff. 4.5 stars. Mb
John H.
John H.
Jan 27, 2020
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Banks and credit unions that charge fees like overdraft fees are not going to be around in the foreseeable future. Like toys r us, Sears, and K-mart, They couldn’t change their business plan on time. Today you can open a checking account and saving accounts without over draft protection because, well there isn’t such type of fee available or other hidden type of fees. In order to stick around for this generation or the next you should see changes even if the banks or credit union don’t. CHECK OUT “STASH” banking if you don’t Believe me. One of many Here or to come.
Pam Mroz
Pam Mroz
Jan 10, 2019
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Left my other bank for NRFCU. Excellent, friendly customer service and easy to work with! My son and I both have accounts here and love it and with the location coming soon, it will be more convenient! Highly recommend!
Nana Dew
Nana Dew
Dec 22, 2018
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We have been banking with NRFCU for several years and we love it..first I'd like to say I am always greeted with a warm smile the minute I enter, everyone behind the counter are very personable,friendly and professional !! We refinanced our home and thought ughh, let the headache begin..NOT here, it was very simple and went so smoothly, our million questions we're answered quickly and they were very patient with us. I can't imagine banking anywhere else
Nicole Amrhein
Nicole Amrhein
Nov 18, 2018
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Closed my checking account after continuously dealing with one of the rudest women I've ever met. Switching my bank was much easier than having to deal with her. If I ever had a question or problem she made it seem like it was such a hassle to help. The only reason I'm giving two stars is because the women I corresponded with about my car loan was very kind and helpful.
Tia Hurtubise
Tia Hurtubise
Jul 14, 2018
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We have many family accounts at NRFCU. We have always have excellent service. I recently took out a car loan, and the process was exceptionally easy. Everything was done quickly and efficiently with no hassles at all. Highly recommend.