Milend
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Milend
Our friendly and experienced loan officers go the extra mile for you to deliver your perfect loan, on time and with full transparency. For over 25 years, Milend has been providing Atlanta area clients with quality guidance and affordable loan options. Our awards and recognition are an indication of what you can expect when you select Milend for a smooth, seamless and easy loan funding.

Lower your monthly payments with a new 30 year fixed rate mortgage. Or, try one of our other products such as jumbo loans, FHA, VA, interest only and adjustable rate mortgages. Your Milend loan specialist will evaluate your requirements to provide you with the best solutions for your unique situation.
Services
Since 1995, Milend, Inc. has served tens of thousands of homebuyers and owners by providing a common sense approach to their mortgage needs. Milend's mission has been to keep its customers lives simple when purchasing or refinancing a home. At MiLend, we're here to help our customers make the best decisions on one of the most important investments of their lives.
Experience a smooth, seamless refinance with your personal, seasoned loan officer at Milend. Refinancing is a great way to save money with your mortgage. When you refinance you apply for a new loan that will pay off your existing loan. Your new mortgage will have a new rate and term which will either reduce your monthly payment or shorten the term so that you pay off your mortgage faster.
You have options when it comes to refinancing your mortgage, and switching from a 30 year mortgage to a 20 year mortgage can help you financially in the long run. Many homeowners could benefit from refinancing their mortgage to a lower interest rate, but they don't want to deal with the hassle of starting over with a new 30 year loan.
Get cash or consolidate debt with a low monthly payment by refinancing your home with a 30-year fixed rate loan. Customers refinance their homes for 30 years for a number of reasons, but mostly because they want to get their payments as low as possible so they can have more disposable income. The money they save on their monthly mortgage payment can go toward other investments, college savings or to just manage their bills more easily.
Have peace of mind with pulling out cash for a rainy day while knowing your payment is fixed for 30 years. Scaling a mountain of debt can feel impossible - but refinancing your home with a Cash Out Refinance is an easy way to not only lower your payments, but efficiently consolidate your debt. Credit cards and auto loan interest rates are typically much higher than a mortgage rate.
Reviews (20)
Jayram Shetty
Jayram Shetty
Feb 02, 2022
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This is my third time working with MILend for my refinance. Ashley Daniel Thomas is the best loan officer, she worked with me all three times, she always in touch with me, she is the best, listens to you and gives the best options, and does it smoothly. Her team is also the best, they all work together to give the best options available. I have recommended to all my families and friends to go to MiLend for their needs with mortgages. I appreciate the hard work they put in, because of that I came to them 3 times. I will continue to use MiLend in future, Ashley’s team made the process seamless
Alan Camperson
Alan Camperson
Jan 24, 2022
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Great seamless experience with MiLend! Working with Ray and Nick is always an absolute pleasure! I would recommend them to anyone looking for all things refinancing or mortgages. I can't say enough good things about MiLend!
Charlyn M. Baez
Charlyn M. Baez
Jan 03, 2022
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I really appreciate everything Joseph Park did for me to refinance my mortgage. He was pleasant to work with.He was very friendly and courteous throughout the process. I am very happy & satisfied with the outcome. I would definitely use him again, thanks for everything you did.
Natalie Cox
Natalie Cox
Dec 15, 2021
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Working with Paula at MiLend was an absolute pleasure! She helped us by creating a loan that decreased our monthly bills and gave us the maximum cash-out we needed to finish our basement! Paula is very knowledgeable and took the time explain everything and walk us through all of our options. Even though there was a minor delay due to issues with our Title, both Paula and Rebecca worked quickly to solve the problem as soon as possible and were always available to answer all of our questions and concerns!
I highly recommend Paula and MiLend to anyone looking to refinance!
Viviene Wilson-Collins
Viviene Wilson-Collins
Dec 13, 2021
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From Start to Finish, Ashley Thomas was up front and straight forward about everything required for the process to run smoothly. My Husband James and I felt like we were in good hands the entire time. Ashley always kept us in the loop of any progress or potential delays. If I had to do the process again, I would definitely go back to Ashley and her team at MiLEND. Thank you, guys, for an awesome experience! Great job we are very satisfied! I would definitely recommend MiLEND to my friends and family.
Megan Townsend
Megan Townsend
Dec 13, 2021
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The overall experience with MiLend was great. I would highly recommend our loan officer, Jesse Cook. The attention that Jesse provided from the application process through the closing was top notch. He was very informative regarding our specific issues and was reassuring on all aspects of our concerns. His responsiveness and efforts in following up illustrated a work ethic of genuine nature. Jesse demonstrated a high level of enthusiasm and professionalism during the whole process.
The Lion & The Hare
The Lion & The Hare
Dec 05, 2021
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Ashley and Mikala made my second refinance with Milend easy again! Ashley presented an amazing offer and answered all my questions. They both kept me up to date, were super helpful and a pleasure working with. I have recommended many of my friends and family to her. They are a great team!
Kevin Hensley
Kevin Hensley
Dec 05, 2021
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Ashley owned the process and as a result did an outstanding job from start to finish. Always there to answer any question I had in a timely manner. I would highly recommend that you call on Ashley if you are even remotely thinking about refinancing. I used to think that a 2 pt percentage reduction was when you needed to call, but Ashley proved that we could benefit from less.
Dee F.
Dee F.
Dec 03, 2021
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My refinance experience from an FHA to a VA loan with this company was great! I worked with Joseph Parks and he made sure he kept me informed throughout the whole process. Not once did I have a hard time teaching him when I had any questions or concerned. Would definitely recommend!!!
Uday J.
Uday J.
Jul 21, 2021
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Great service and very competitive mortgage rates. Bethany and Justin worked very hard to make sure things close on time and everything went well.
Brooke K.
Brooke K.
Jul 14, 2021
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We are so thankful to have worked with Jessica Powers and the rest of the Milend team. Everyone was so helpful and went above and beyond by talking us through every single step. As first-time homebuyers, we never would have imagined such an easy and wonderful process with such great people. Milend is the absolute best!!
Nayda F.
Nayda F.
Mar 17, 2021
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We've worked with Alan Rice and he is amazing! We highly recommend him. He provided various options and provided detailed responses to our multiple questions. We got the best interest rate and the lowest closing cost. Overall superb customer service!
Lisa D.
Lisa D.
Sep 24, 2020
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From the start, I was so impressed by Chelsea, Nekole Densmore, my MiLend Lending Consultant. She was always prepared when we talked, forthright and went out of her way to find creative solutions to every bump we hit along the process. In a sea of refinances, she made me feel like I was her only client. I am incredibly grateful it was her who responded to my inquiry. The team who handled all the coordination and kept things on track was professional and consistently included me about where we were in the process. I would highly recommend MiLend for refinancing a mortgage.
Annie Kate H.
Annie Kate H.
Mar 02, 2018
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Kevin Turner and the MiLend team were a Godsend for us as we went through the process of purchasing our home. Kevin was a great advisor to us from the beginning -very knowledgeable, accessible and willing to go the extra mile. We would highly recommend him and MiLend to anyone buying a home.
Billy P.
Billy P.
Dec 26, 2017
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Kevin Ripley is the best there is as far as I'm concerned. We have worked on several deals with Kevin over the last several years and he always provided top notch customer service. I wouldn't hesitate to work with Kevin again. I highly recommend him and his team at MiLend.
Vidal L.
Vidal L.
Dec 16, 2017
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I recently began talks with a MiLend company rep and so far it has been a positive experience. It was a pleasure to speak with the loan officer Bahran, she's very polite an a resourceful person with good honest communication shills. My loan process has just begun but I'm very satisfied with the way it's working out. I will submit a final response when the process is finalized.
Chris M.
Chris M.
Dec 01, 2017
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My mortgage consultant was Kevin Ripley. We just finished closing up on the house and we had an amazing experience with Kevin and the Milend team. He was available whenever I needed him and went above and beyond to make sure I was well informed through each stage. Kevin made this a seamless process for me which in the past has been the complete opposite.

I would highly recommend this company!
Seth S.
Seth S.
Sep 27, 2017
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I must say that I have never experienced a more knowledgeable, efficient and caring group of people when dealing with my mortgage needs. My whole experience left me feeling like my needs were cared for and that I was their top priority. They will be my first choice in the future. Thank you for a seamless process, I closed in less 30 days! Thank you so much! I will definitely recommend MiLend to my family and friends.
Bryan G.
Bryan G.
Aug 30, 2017
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Ben McDougald was fantastic to work with. He represented my best interests as a customer and I would 100% recommend him to anyone looking for a savvy broker. Amazing service and totally willing to go the extra mile. IMO it doesn't get much better than this.
Angela S.
Angela S.
Mar 15, 2016
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I never thought that buying my first home would be this seamless! If I could give Milend 10 stars, I would. I cannot express in words how appreciative I am for my Milend team. Justin and Cathy were amazing and ALWAYS had my best interest in mind. The whole process was smooth from start to finish! What an amazing experience this has been! Thank you, Milend!