Zinc Financial
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Zinc Financial
Submitting Your Investor Rehab Loans with ZINC Financial, Inc. has never been easier. ZINC is a direct rehab lender providing financing for investors who acquire and rehab properties for investment purposes. ZINC Financial will partner with Mortgage Brokers in the states we lend. As a leader in investment rehab financing, ZINC understands and appreciates the role brokers play in the submission process.

With our platform, brokers are protected and all commissions are paid directly from escrow. Do you have a property in mind? As part of our comprehensive rehab program, all of our house flipping investors' projects are evaluated to minimize your financial risk. ZINC can examine the economics of your deal, or you can visit our Deal Analyzer for faster feedback.
Services
ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We are a direct lender, so all decisions are made quickly and in-house. We understand that our investors can't wait for conventional financing and must close their rehab loans quickly.
Whether you are a new or an experienced rehabber, ZINC'S Investor Rehab Financing is designed to assist you in becoming a more successful Investor. When you work with ZINC Financial you benefit from quick decisions, fast turnarounds, and the comfort of knowing you are working with a reputable direct lender.
We specialize in non-owner investor rehab loans, where the borrower secures properties, rehabs the property, and resells or refinances, usually within 3-6 months. Go to our House Flipper tab and select "Apply Now", or you can contact us directly and talk to a Loan Consultant at 559.326.2509. No, no matter how good the deal, the investor must have some skin in the game in the form of hard cash.
Reviews (9)
Nicole Wilkinson
Nicole Wilkinson
Jan 23, 2022
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I have had an amazing experience with Zinc! From the beginning everyone has been extremely kind, helpful and patient. Carlos Flores and Robert Cervantes are the best people to work with, they have gone out of their way to help me from the application process, random questions, all the way to recommending contractors and explaining the process with city permits in order to get the rehab up and running! Robert has also given me great insights to flipping homes and ideas for after the home is fully renovated. You won't find people like that anywhere! Zinc has the best caring people in the business
Neal Richter
Neal Richter
Jan 10, 2022
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The best loan agents I have found , special thanks to Robert C for his great assistance , I highly recommend Zinc
Mathew Meskin
Mathew Meskin
Oct 11, 2021
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Unfortunately I couldn’t give 0 stars.
These people are the kings of over promising and under delivering. Expect your escrow to be delayed 2 weeks at the minimum. Doesn’t seem like anyone in this organization knows what they’re doing.
Summary: AVOID
Tanya Rollon
Tanya Rollon
Aug 19, 2021
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If you ever get approve here please do not take it. Liars liars liars. Very rude and this loan place needs to close down ASAP. They will add more money to your loan, and when ask they will give you excuses and the ladies there are so rude. Let’s just say her name is Tamara. I will never want to do business with them. F this shady place.
Diane White
Diane White
Jul 11, 2021
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Run!!!!! I am a Realtor and my client only accepted an offer for their home because they were given a pre-qualification from Zinc Financial that stated it was a hard money loan, close in 10 days. This was a lie! It was a conventional loan with renovations. Escrow took 35 days not 10! Through the process I was constantly given excuses as to why it took so long. The escrow company also told me every deal with this company is the same way or worse!
Adam Plota
Adam Plota
Oct 06, 2020
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Run away from this company, do not walk, I mean RUN!!! Worse company I ever had the misfortune of ever dealing with. Completely RUDE staff, especially Jamie, I just can't imagine that someone would still have a job with the way this person conducts them-self when dealing with paying customers, just completely outrageous! On top of that, they have several predator practices, when it was time to pay out draw, they would come up with excuses like "our CFO is out on vacation, we are not able to reach him" or they keep rejecting the claim documentation and request outrageous itemized as individual line
Franco Castro
Franco Castro
Aug 02, 2019
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A completely nightmare… Great underwriter crew, poor servicing of the loan paired with poor customer service. A year ago, ZINC underwriter staff was a pleasure to work with. However, the servicing is anything, but customer centric. I switched for the properties used to secure the loan. In spite all efforts made to provide ZINC with the declaration policies to show there was no lapse of coverage, ZINC charged $1400 for Forced Placed insurance. Several complaints have been filed with the Consumer Protection Agency (CFPB) and Better Business Bureau (BBB). Luckily, my loan was paid in full, which
Seth Scott
Seth Scott
Jan 04, 2019
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I'm new to real estate investing, so I had a lot of questions for Zinc when I first reached out. They were wonderfully informative and cordial, and they're always checking in to make sure things are going well in my business. I would recommend them to anyone.
Kim Tran
Kim Tran
Nov 17, 2018
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I have used Zinc on multiple occasions, from rehab to purchase to refinance. Their work is fast and reliable. They closed my loan in as little as 5 days. Amazing teamwork!! Definitely will use them on all future purchases.