Business Details
Your Trusted Financial Partner in Abilene, TX
TxDOT Credit Union is dedicated to providing a comprehensive range of financial services to our members while maintaining a strong asset base. Our mission focuses on delivering personalized service through experienced professionals and leveraging all available resources to meet our members' needs. We serve employees of the Texas Department of Transportation, Texas Department of Public Safety, and Motor Vehicles working in specific Texas counties, as well as their families and retirees. Our commitment extends to advanced fraud protection measures, including real-time alerts for debit card transactions, ensuring member security. We offer competitive loan and savings rates, low-fee accounts, and convenient online banking services. Our federally insured deposits up to $250,000 demonstrate our financial stability backed by the U.S. government.We maintain two Texas locations in Abilene and Odessa with extended weekday operating hours. Our board of directors and staff bring decades of local financial expertise to guide our operations. We prioritize website accessibility for all users and maintain strict privacy and security standards. Through community-focused membership policies and transparent operations, we strive to be the trusted financial partner for our members' long-term success.
Services
Deposit Accounts
Loan Services
Online Banking
Fee Schedule
Fraud Protection
Highlights and features
- Federally insured deposits up to $250,000 backed by the U.S. government
- Personalized service from experienced local financial professionals
- Advanced debit card fraud protection with real-time transaction alerts
- Competitive loan rates and low-fee account options
- Community-focused membership eligibility extending to families and retirees
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Deposit Accounts
Our Share Draft Accounts require just $25 to open with competitive dividend rates. Members enjoy federal insurance up to $250,000 through the National Credit Union Administration. We offer flexible savings options including certificates with tiered rates.
Loan Services
We provide vehicle loans with rates starting at 6.00% APR for new cars and 7.00% APR for used vehicles. Our lending team offers personalized guidance for debt consolidation and other financial needs.
Online Banking
Our free digital platform enables 24/7 account access for balance checks, fund transfers, and transaction history review. The system includes security features to protect member information and financial assets.
Fraud Protection
Advanced fraud detection systems monitor debit card transactions in real time. Members receive immediate alerts through preferred communication channels to verify suspicious activity and prevent unauthorized use.
Member Services
We offer personalized financial guidance through experienced staff members at two Texas locations. Our services include account management assistance, loan counseling, and financial education resources.
People
Toni Nelson
President
Toni Nelson leads TxDOT Credit Union with over 25 years of financial services experience. She oversees strategic operations and member relations from the Abilene headquarters.
Marcy Daniel
MSR/Loan Officer
Marcy Daniel provides personalized loan services to members, specializing in mortgage and consumer lending solutions at the Abilene office location.
Melanie Herrera
MSR/Loan Officer
Melanie Herrera serves as a loan officer at the Odessa branch, offering financial expertise to members in the Permian Basin region.
Questions
What financial services does TxDOT Credit Union offer?
We provide deposit accounts, vehicle loans, online banking, and personalized financial services to eligible members across 22 Texas counties.
Who can join TxDOT Credit Union?
Eligibility includes Texas Department of Transportation and Public Safety employees in specified counties, their families, and retirees from qualifying organizations.
How do I access online banking services?
Visit our website to enroll in free online banking, allowing 24/7 account access for balance checks, fund transfers, and transaction history.
What security measures protect my accounts?
We employ advanced fraud detection systems with real-time transaction monitoring and immediate member alerts for suspicious debit card activity.
What are your branch locations and hours?
We operate in Abilene (9-5 Mon-Fri) and Odessa (8:30-5 Mon-Fri) with additional digital services available 24/7 through our website.
