Presidential Bank Mortgage has decades of experience working with people to find the best home loan for them whether you are buying your first home, moving up or refinancing. The Federal Housing Administration (FHA) has made homeownership affordable for millions of first-time and move-up buyers. FHA loans feature low down-payments, lenient qualification guidelines and flexible credit requirements.
The Veterans Administration (VA) Loan Program was created to assist eligible members of the armed services obtain quality home loans. VA loans do not require any down payment and offer attractive loan terms. Easily see the benefits and advantages of the various loan types and programs offered at Presidential Bank Mortgage.
The Veterans Administration (VA) Loan Program was created to assist eligible members of the armed services obtain quality home loans. VA loans do not require any down payment and offer attractive loan terms. Easily see the benefits and advantages of the various loan types and programs offered at Presidential Bank Mortgage.
Services
Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the United States*. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
Presidential Bank Mortgage has decades of experience working with people to find the best home loan for them whether you are buying your first home, moving up or refinancing. Many types of home loans and mortgages exist, sometimes making the decision of which loan to choose a difficult one without the help of a trained loan officer.
The Veterans Administration (VA) Loan Program was created to assist eligible members of the armed services obtain quality home loans. These loans are insured by the Veterans Administration and are widely considered a valuable military benefit. VA loans do not require any down payment and offer attractive loan terms.
Construction loans are made available to finance the building or remodeling of homes. These loans may be used to purchase a lot and build or refinance/ remodel an existing home. Construction loans require careful planning and allow the homeowner to personally finance the home construction. The amount of the construction loan is determined by the cost of project and may be limited by the final value of the property after completion.
Refinancing involves the payoff of an existing mortgage by closing a new loan. With Conventional loans, refinancing normally requires a new appraisal and qualification approval. The VA and FHA loan programs offer streamline refinance options which may eliminate the need for a new appraisal or qualification approval.
Reviews (9)
Adrianna Duggan
Jan 20, 2022
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Bobby Wilson
Jan 14, 2022
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Larry G comes in above all not only did he make my refi run smoothly from start to finish he took time out of his own day to make means to meet are busy schedule to pick up any paperwork that we couldn’t get to him, plus he treated us like we were his family. He explained the whole process to us on a personal level and really Took the time to make sure that we understood all the numbers of the new loan. I truly believe people like Larry or one in a million so if anyone’s ever looking for help he’s your guy
Zach Allen
Dec 28, 2021
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Dennis Smith
Dec 01, 2021
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Lisa G. knew that we were going into our home buying experience without a realtor. With that knowledge, she was willing to go above and beyond her duties as a loan officer to make sure we had all of our ducks in a row when it came time to close.
She is also extremely knowledgeable, caring, and a joyful person which made our lending experience feel less stressful and enjoyable overall.
I would absolutely do business with her again and will be referring my friends and family to her if they are buying a new home.
She is also extremely knowledgeable, caring, and a joyful person which made our lending experience feel less stressful and enjoyable overall.
I would absolutely do business with her again and will be referring my friends and family to her if they are buying a new home.
Margaret Shaffer
Nov 23, 2021
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Working with Terry and staff was such a pleasure. He was able to answer all of my questions and made me feel comfortable through the entire process. The communication was great and always prompt. I always felt that I had them to fall back on when I had questions. Would highly recommend Presidential Bank Mortgage to anyone look to refinance!
Arielle Bender
Sep 03, 2021
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Sean was wonderful from the very beginning, easy to work with and helpful! Sean and also Karole Rose were super attentive and on top of everything as we navigated through finalizing everything! The process was seamless and Sean worked with me to make sure that it was the absolute best situation possible for our family! We have already referred a new customer to him!
Thom Plummer
Jul 18, 2021
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Jeremy Snelnick
Jul 02, 2021
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Sean McGilloway was an amazing loan officer. He was available whenever we needed him and was able to answer any questions we had. He was super knowledgeable and friendly whenever we spoke with him. He made us feel very comfortable and at ease which was important to us as first time home buyers. I would absolutely recommend him to anyone purchasing a home.
Sara M.
May 11, 2021
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Jim Moss was terrific to work with! He was available for my many questions, and he patiently walked me through the process start to finish. His recommendations helped the process go very smoothly, and I don’t think I could have made the home purchase I did without his support. The rest of the staff was extremely nice as well! I have only positive things to say about working with Presidential.