Michael Iuculano
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Michael Iuculano
Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Are you seeking property rehab hard money? We work with countless local real estate investors who frequently fix and flip properties.

We have commercial hard money funding available for the refinance, bridge and/or acquisition of commercial properties. Do you need funding for land or construction needs in California for the development of residential or commercial spaces? Seeking out a hard money loan for a non-owner or owner occupied residential or investment property?
Services
We are an established, California based hard money lenders provider with a primary goal of helping clients acquire the required private funding for their particular real estate financial situation. Our team was founded by a skilled expert in the hard money lending industry and has the skill and experience necessary to get you your funding effectively and efficiently.
We provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more. Our loan experts can fund your California hard money loan within 24 hours with very competitive rates and terms.
Have you ever been curious about how the stars of the HGTV reality show "Flip or Flop" got their start? They did it using fix and flip loans that are also called rehab loans. Fix and flip loans are short-term loans given to real estate investors who want to buy a residential property, renovate it and then sell it for profit.
A commercial hard money loan is dependent on the real estate assets the borrower has. Commercial hard money loans are also called "bridge loans", "no-doc loans" or "private hard money loans" just to name a few. Loans from traditional lenders decide if a borrower is qualified based on their credit, financial statements, etc., while a commercial hard money loan is strictly based on assets the borrower has.
When a developer wants a piece of land for new construction, a hard money loan is faster than using a traditional lender to purchase the land and complete construction. When going the conventional route, you can expect to wait upwards of sixty to ninety days for funding. No one wants to wait that long.
Reviews (5)
Shara Yahya
Shara Yahya
Sep 27, 2020
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If you wanna shoot for the moon and land on the moon, shoot for Michael!
Taylor Esquire
Taylor Esquire
Jun 07, 2020
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Amazing Service, fair rates and the process could not be any more smooth:) As hard money lenders go, these guys are top notch. I would work with them anytime and have plans to do so moving forward!
Nicole Dufresne
Nicole Dufresne
Dec 08, 2019
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My agent told me to contact a hard money lender for my deal. I needed funding less than two weeks and Michael made that happen! He funded in 9 days from when I called!!! I honestly feel like I lucked out! ! He literally answered every call. And that's rare. If you are in a time crunch or have a crazy closing like mine, call Michael!!
Patrick Sampair
Patrick Sampair
Jul 10, 2019
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I can's say enough, they have incredible service and are able to accommodate nearly any sensible scenario. You will benefit from a conversation and they are very knowledgeable and want to provide you with and make sure you understand your options.
Steve DiFabio
Steve DiFabio
Jun 24, 2019
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Working with Micheal was very easy. He was able to answer all of my questions and set me up with the best loan option. Definitely recommend