Chaos Home Loans
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Chaos Home Loans
Enter a monthly payment, including taxes and insurance, that feels comfortable in your budget. An estimate is fine. Thank you so much Alan Setta for all your help. For 1st time homebuying you made it so easy and your knowledge of the home buying process is amazing. I will recommend you and Chaos to all my friends, family and fellow Veterans.

I had already been denied for a home loan by another lender and I almost gave up hope. Thankfully Kevin Duboe called me and told me he if it could be done he would make sure I got in my house. Fast forward 9 months and I'm in my new home and refinancing with Chaos because my first experience was so great!
Services
Our goal at Chaos Home Loans LLC is to make the mortgage process, simple, understandable, and easy. Our team works around the clock to make sure all of our clients are always up to date about their loan status. Chaos Home Loans LLC consistently closes purchase and refinance transactions faster than other lender.
Understanding your eligibility can be difficult. You or your spouse must meet the basic service requirements set by the Department of Veteran Affairs, and have a valid Certificate of Eligibility (COE). Additionally, you'll also need to satisfy the lender's credit and income requirements. Below, we've put together a list of the things you'll need to qualify for the VA Home Loan.
Looking to refinance your current VA Loan and lower your interest rate? The VA Streamline refinance, commonly referred to as an Interest Rate Reduction Refinance Loan (IRRRL) is a great option for you if you have an existing VA Loan. An IRRRL lowers your interest rate and lowers your monthly mortgage payment.
Conforming mortgages conform to the underwriting guidelines set by Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac are quasi-government organizations which create a secondary market for mortgages to be purchased and sold. The majority of mortgages obtained in the U.S. are conforming loans. Fannie and Freddie also set certain loan limits depending on which county you live in.
Reviews (10)
Roberta McLaughlin
Roberta McLaughlin
Nov 13, 2021
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Chris Afetian was remarkable and very knowledgeable in helping my husband and I obtain our refinance with our new home. He stayed in touch every step of the way and continued to follow up. I was able to contact him via text when I had questions and he responded immediately. He also made sure all of what we were supposed to get back as far as refunds we got. I would definitely recommend him and Chaos loans to any veteran or prospective buyer.
Julie Kellogg
Julie Kellogg
Aug 07, 2021
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Ryan Sweet did a fantastic job on our refinance. When other loan companies could not get the job done. Chaos home loans was great and i would hope that others give them a try to get the job done. Thank you!
Missy S.
Missy S.
Jul 07, 2021
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Susanna, at Chaos Home Loans, recently did our refi and she was both friendly and professional. She was very clear with her explanations and went above and beyond to ensure our experience was simple and efficient. I highly recommend Chaos Home Loans.
Josue Saravia
Josue Saravia
Jul 06, 2021
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Thanks to Chris Afetian and his team we was able to buy the house in no time they took care of everything. Thanks Chris God bless you.
Anthony Richmond
Anthony Richmond
Jul 06, 2021
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Chris Afetian, did a awesome job as out agent.we got a lower interest rate, our loan closed on time , we had a very easy transition from the old loan to the new loan. Chris is awesome. Thank you.
Tommy Warder
Tommy Warder
Jun 27, 2021
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From what started out fairly rocky, I will say this for the folks at Chaos. They have managed to make a sour deal into a good deal. Chris Afetian, a fellow vet, helped me when he had no no real incentive to help me. Chaos came back to me after a poor first showing and lowered my rate, and made the whole process a quick, efficient, and customer oriented process. I would recommend Chris and Chaos for a loan. They got vets in mind when they put you into a loan.
Kevin Ryan
Kevin Ryan
Jun 24, 2021
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Great company to deal with... originally use them to purchase house and they got me approved for what none else could and then ryan helped me out with a refi. Worth the small.payment to save over 2% on my loan would recommend. Thanks for the good work guys!
Brent Barnes
Brent Barnes
Apr 22, 2021
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I'll tell you what as an MLO I LOVE this company name. I kinda feel someone lost a bet here. I wonder if it was between Chaos Home Loans, Foreclosure Home Loans, or Highest Rate Home Loans? I'll tell you what... we do reference this company name ALL the time at the office so maybe the jokes on us... it's got us talking about them.
Kedrick Redeemer
Kedrick Redeemer
Apr 21, 2021
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I just completed a IRRRL with Chaos and I just want to say that Chris Afetian completely changed me and my wife view of Chaos. Our initial purchase using Chaos was not a good experience at all so we were very hesitant in ever using them again. Chris not only gave us the confidence to try them again but he also kept his word throughout the entire process. Whoever you are if you're going to use Chaos, you're in good hands working with Chris. You can't go wrong. His service was great and his follow through was even better. I highly recommend him over anyone else. This is not a marketing stunt by any
Theo Ramlal
Theo Ramlal
May 08, 2020
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The other reviews had me wary at first, but this company has some new staff that I was fortunate to work with. They helped me re-fi my VA home loan and I have zero regrets!
They straight up over delivered and I cannot adequately emphasize how smooth the process was working with Chris and Collin. I cannot thank the Chaos team enough for helping me save thousands!!!
Chris you totally went above and beyond helping me refi my home. From 7am text messages to 10pm calls, you were always on top of the game and I respect that from you. You helped make the refi process a lot more clear cut and straight