United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates and better than average earnings on savings.
A Credit Union is a not for profit Financial Institution whose mission is to provide financial stability and leadership to it's community and those members that they serve. A Board Of Directors establishes policies and is directly responsible for the Credit Union.
A Credit Union is a not for profit Financial Institution whose mission is to provide financial stability and leadership to it's community and those members that they serve. A Board Of Directors establishes policies and is directly responsible for the Credit Union.
Services
At United Local we strive to bring you the convenience and ease that you deserve! With our full line of E-Services you can access a wide range of services whether at home or on the go, 24/7! Deposits received on a business day before 10:00am will be available by 11:15am that same business day. Deposits received on a business day between 10:00am and 4:00pm will be available by 5:15pm that same business day.
To become a member of United Local Credit Union all you need to do is open a Savings Account with a $5.00 deposit and pay a one-time $25.00 Membership Fee. This makes you eligible for the many other benefits and services provided by United Local Credit Union. Formed in 1953, United Local Credit Union is federally insured by the National Credit Union Administration Share Insurance fund (NCUSIF).
Looking for a new car or truck? At United Local you can finance up to 100% of the purchase price plus tax and warranty and we offer competitive rates. Looking for a pre-owned car or truck? Whether you are purchasing from a dealer or individual, you can get pre-approved at United Local with the best rates around.
Need quick cash for all the unsuspecting things in life throws at you? You can get approved for a personal line of credit with United Local and use the money as you need it. Have peace of mind that your checking account is protected with United Local's low rate check protect line of credit. Set up your loan with us on auto pay from any other institution, and never worry about being late again!
If you have any questions concerning homeowner's availability of housing counseling, please contact the collection department as soon as possible at 559-227-8329 x118. Free assistance from HUD-approved housing counseling agencies is available to you. Please call HUD, Department of Housing and Urban Development at 800-225-5342 or 559-487-5033.
Reviews (15)
Mark Anthony R.
Jul 09, 2021
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Do not do business with this bank, I had to dispute over a overcharges, and overdraft Fees. I was given a paper to fill out. I completed form, and the bank manger or what ever her title there gave looks and signs to the teller to basically shred the form once i left because they where not going to help me. Most banks never give this much trouble over a dispute or fraud on an account, and i knew then, and there keep a vigil eye on the account and did not let any debt form any internet company process threw, but this bank would put holds on all e-commerce accounts and event checks, and after 5
Dawn Marie
Feb 13, 2021
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I use to love this credit union. I've been with them 30yrs. But this mobile pay system they have is horrible!! They always send confirmation of my deposits and don't release them when they are supposed to. They say it's because their provider is 2 hours ahead of them. Well, then they shouldn't offer the deposit times if they can't fulfil them. If you say you can deposit before 10am and then before 4pm then I think a deposit that is made at 3:25 pm or 9am qualify! I end up having to wait until 5:30 Monday evening to get a deposit I made at 3:25pm on Friday.
Frank Nunes
Nov 29, 2019
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Debra D.
Oct 28, 2019
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Elizabeth F.
Oct 28, 2019
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Diana M.
Oct 28, 2019
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I can't remember how far back I go with UFCW. They have always been the nicest and helpful people I know. I want to acknowledge the one who helps me all the time, I know I must bug with lots of questions on the new system and who also reminds me of my payments. A big thank you to Debbie in the collection department.
Fresno V.
Oct 23, 2019
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Phil
Jul 02, 2019
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Annnnnnnnnn N.
Jun 10, 2019
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Vernice B.
Feb 23, 2019
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Anonymous A.
Jun 17, 2018
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Mary S.
Aug 15, 2017
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Bethany S.
Jun 06, 2017
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I've had so many issues with this bank. First issue I had was when I traveled out of state. My debit card worked to check in bag at the airport and then as soon as I landed, it stared saying "declined" every time I tried to use it. I figured they had put a hold on my card since I was out of town and it might have looked suspicious. However, when I got home and inquired about the hold, they told me it was for suspicious charges that were made TWO weeks prior! Now, these charges were actually made by me, but if it had been a thief, they could have done A LOT of damage in those two
Tim A.
Jan 15, 2017
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This credit union makes up things and charges you fees for. They will do everything possible to try and return a check so they can get their fees. I have tried to contact the board but am told that's not possible. I have physical proof of their practices and am thinking of filing a fraud claim. Take you hard earned money to a place that values your business. Stay away from here
Kk L.
Feb 19, 2012
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