First Class American Credit Union
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Our mission is to improve your financial well-being. We carefully guide members to financial security and freedom, and we make our wide array of financial options extremely convenient to save you time, money, and Tylenol. United Texas Credit Union is Fort Worth's banking choice because we provide premium services that traditional banks do not offer.

We do not compromise quality for profit. Our members are partners in our success. Because credit unions don't have shareholders demanding profits the way banks do, United Texas Credit Union has the freedom to please our members alone. We can offer better terms and interest rates than the typical bank.
Services
We offer a variety of services at our credit union that will help every member reach their goals with the least amount of resistance. The services at United Texas Credit Union are designed to serve the needs of the community by providing exceptional credit union services and helping every member meet their financial goals.
What you may not know is how this merger will affect you as an FCACU member. We have answers to some frequently asked questions (FAQs) for you below. Over the next few months, you will see changes related to our correspondence, marketing, and signage. Your paperwork may reflect First Class American Credit Union (FCACU) throughout our transition to United Texas Credit Union (UTXCU).
United Texas Credit Union offers the Fort Worth community all the services that a bank does, but with better rates and personalized assistance. What is the difference between United Texas CU and other Fort Worth Banks? The difference is that we are committed to our members, not to shareholders. We work for you.
We understand that there are times when you need cash for a purchase, but you may not have it on hand at the moment. For that reason, we offer our members the best rates and first class service on all their credit union loans. When you choose us for a credit union loan, you will be taking advantage of the best rates, service, value and quality in the Fort Worth community.
Checking and savings accounts are the norm in the American family budget. A common misconception is that credit unions are limited in what they can offer, especially when compared to nationwide banking brands. Actually, there's nothing a big bank offers that we can't do, at a much lower price. We have more convenient access to ATMs than B of A and Chase combined.
Reviews (8)
David Knox
David Knox
Oct 31, 2021
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I was helped by Shelby Johnson (Golden Triangle location). The entire auto loan process was fast, painless, and with great customer service. I would highly recommend United Texas Credit Union.
Ida Li
Ida Li
Oct 25, 2021
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I had 2 small loan that I would like to refinance and drop the rate down. My husband referred me to Shelby and he was friendly, honest, efficient and detail oriented. I would highly recommend him to anyone who is looking to save some money from high interest.
Rebecca Benton
Rebecca Benton
Sep 18, 2021
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Shelby Johnson was wonderful and very nice!!
He’s patient doesn’t rush you and makes sure everything is covered,
and I understand and have any questions.
I highly recommend him!! ⭐️⭐️⭐️⭐️⭐️
Thank You Shelby for everything!!
Kristen Chambless
Kristen Chambless
Aug 05, 2021
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Opened an account with Cindy who was a huge help even beyond just opening the account for me. Process was easy and everyone was very friendly!!
Fallon Odell
Fallon Odell
Aug 01, 2021
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Shelby is a get it done kind of guy! If you want good service you should come to this location and ask for him. He makes things easy to understand and keeps the vibe chill! No pressure whatsoever! Love it
Derek King
Derek King
Jun 15, 2020
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I am a new member and my first experience was outstanding with J.J.. I had many questions on getting my online account set up and she walked me through the entire thing. Very professional and really cared about me as a new member by thanking me multiple times. Again, if our are looking for a financial institution this is the one I think you should take a seriously look at as well!
Thank you again!
Austin Snow
Austin Snow
Nov 14, 2019
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I was helped out by Natalie today and she was great. Really quick, professional, and knowledgeable. She helped me open a savings account and even helped me get the app set up and connect my regular account to it. Then she figured out that she could get me a lower payment and interest rate on my car loan. 12/10 service.
Zarah Holbrook
Zarah Holbrook
Sep 02, 2019
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Natalie was a jewel! Very helpful and went above anf beyond the call of duty. She carries herself in a way that you really believe that she believes in putting customers first! I gave 4 stars though, as the loan process was unbelievably long compared to any other loan I've ever taken out previously. They really need to find a way to expedite the process as that's a place you can lose customers.