Michigan First Credit Union
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Michigan First Credit Union
Whether you're purchasing or refinancing, running the numbers can help you prepare for the open road ahead. One of the most important decisions people make is deciding between renting or buying a house. Earn more on your deposits and watch your money grow, with savings tools at your fingertips. With investment solutions tailored to your individual needs, we can help you pave the way to a bright financial future.

A two-day hands-on course focused on the fundamentals of building a strong lending program.
Services
We're proud to serve our Michigan communities. Find us in your neighborhood and experience a better way to manage your personal and business finances. Stop in to open a checking or savings account, apply for a credit card or loan, and much more. Before your visit, please check our holiday schedule.
Whether you need branch information, or you're ready to move your family into a bigger home, we're here to answer all of your questions. We're proud to be the credit union thousands of members turn to for financial guidance. You can call or chat our 365 Live Call Center anytime, contact a Mortgage Loan Officer or contact our Wealth Management Team.
Join Michigan First and experience a better way to manage your money, with help from friendly professionals who care about your financial well-being. Michigan First is a full-service credit union with branches that are easily accessible around Michigan, including Metro Detroit, Grand Rapids and Lansing.
Criminals are always looking for ways to steal account and personal information. To protect your money and banking experience, we make significant investments in security resources that defend member accounts. By taking a few simple steps, you can also play an important role in the fight against fraud.
Health care costs continue to rise, putting a strain on family budgets. Even if you're fortunate enough to avoid serious illness and injury, routine matters like eye exams and dental work can get expensive. At Michigan First, we offer Health Savings Accounts (HSAs) that help stretch your medical care dollars by providing tax advantages and competitive dividends.
Reviews (10)
Sharold Lewis
Sharold Lewis
Jan 26, 2022
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My withdrawal slip was returned, said they tried to contact me, but my voicemail was full. It has NEVER been full. They also sent someone else's mortgage coupon & $2,000 check to me. Now they also have a sign on the door saying NO MASK PREFERRED. So I had to remove my mask & put on 1 of theirs. Their masks are in a plastic bag, with everyone sticking their hand in the same bag. The employees are not wearing masks. At this time covid numbers are extremely high & we are being advised to double mask. Hope not to have to go back there any time soon. Very dissapointed..
Had to go into the branch to
Shannon Tomkie
Shannon Tomkie
Jan 22, 2022
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We went to this local Credit Union to support our local business and we’re promptly told that we had to remove our masks. In the middle of an Omicron surge and everyone walking around unmasked! I am appalled. NEVER in the two years of the pandemic have I been instructed by any business to remove my mask. I left and will take my business elsewhere.
Allie Gaebler
Allie Gaebler
Jan 18, 2022
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Don't bank here, period. They demand you TAKE YOUR MASK OFF when inside. What kind of business does that during a pandemic!?! Its a shame that they don't seem to care about the health and safety of their employees or customers.
Take your business elsewhere.
Al Zoom
Al Zoom
Dec 16, 2021
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Don't bother to get a mortgage here! They make up every excuse to not help you get a home ! Even using their fake excuse to be concerned about your finances. That Don't even have any problems..... Go to any institution, for a Mortgage just not them....
David Reddick Sweetdadddyd
David Reddick Sweetdadddyd
Oct 27, 2021
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First thing first. I believe Michigan first is the worst bank I ever bank with. They don’t really help nobody. I try to get extend on my line of credit. They denied me. I’m like how? Everything is good on my end, score is over 700 points. I been banking with this Michigan first for 10 years. Time to find a new trust worthy bank.
Ky G.
Ky G.
Oct 24, 2021
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I just think it is VERY UNETHICAL that this credit union requires you to take off your mask to enter for “security” in a PANDEMIC. If you want to secure your building I suggest Michael Poulus invest in metal detectors! Compromising civilians health by telling them to take off their mask is ridiculous. The security guard didn’t even offer me a mask until I was told they were available but was quick to harass me at the door and tell me to take my mask off. People have underlying health issues and they should be able to walk into any building and order a sandwich from the deli without being
Fred Dougie
Fred Dougie
Oct 23, 2021
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Changed banks due to ridiculous mask policy that requires guests to take their mask OFF and keep them OFF when inside the Lathrup location. I didn’t take mine off because a bank security guard has no jurisdiction over my health, but I still switched banks to avoid the headache of dealing with Michigan first. Including their atrocious fees and poor customer service. The mask thing was the last straw
Tyler Parsons
Tyler Parsons
Sep 30, 2021
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I can’t not stand this credit Union, DO NOT get an account here. I have had an account for 5-6 years now. I have 1 account, my wife has 1 account, and together we have a joint account. We’re CLOSING ALL 3, Monday morning and going to Advia credit Union. Advia assumed me that I would be taken care of better, they offer better rates, better credit card rewards and seem much happier to have me as a customer. Michigan first credit Union treat its employees god awful, they treat their customers even worse. Michigan first praises themselves with having “365 live” yet it takes HOURS/DAYS just
Langston Jackson
Langston Jackson
Sep 24, 2021
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Do not bank here!!!! Stay clear. Bank does not hold to standards of others!! I have been in a dispute over fraudulent activity on my account, that happens back in July 2021 and still have not received any funds!!! I have talked too several individuals over the phone and have gotten the same run around. I have also asked for a provisional credit and have been denied do to an “on going investigating”.
Derian Jones
Derian Jones
Sep 05, 2021
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I have been with Michigan First for a little over two years now--I'd always had positive experiences with credit unions in the past ( great customer service, generous loan terms, low fees) but this place is worse than an actual BANK as far as the fees and the level of customer service (or lack thereof). $20 a month just for the "privilege" of having an account. $3 minimum balance fee. Mobile check deposits take forever to clear--sometimes up to a week. I got rid of 5/3 Bank because of many of the same customer service issues I'm having with Michigan First, but even 5/3 would post deposits next