The SKA Financial Group focuses intensely on solving the success challenges of business owners, ultra- and high-net-worth individuals, and healthcare employers in California's Central Valley. For more than 125 years, our firm has outlasted countless competitors, in good times and bad, to stand tall as the region's first choice in insurance strategies and solutions.
Since 1889, our company has grown up surrounded by the fields and tractors of the farming community of Central Valley, populated by rugged, independent individuals driven to succeed. Their indomitable spirit inspires us today. That's why we hold deep and abiding respect for our clients, your hard work, and tenacity.
Since 1889, our company has grown up surrounded by the fields and tractors of the farming community of Central Valley, populated by rugged, independent individuals driven to succeed. Their indomitable spirit inspires us today. That's why we hold deep and abiding respect for our clients, your hard work, and tenacity.
Services
The SKA Financial Group focuses intensely on solving the success challenges of business owners, ultra- and high-net-worth individuals, and healthcare employers in California's Central Valley. For more than 125 years, our firm has outlasted countless competitors, in good times and bad, to stand tall as the region's first choice in insurance strategies and solutions.
Randall Smith is the President and owner of SKA Financial Group located in Fresno California. SKA was founded in 1889 and is over 130 years old and practices exclusively to the affluent and business owner planning markets. Randall has been delivering creative financial solutions for over thirty years.
Use yourself as an example. You build companies, invent technologies, acquire real estate, invest in markets, in yourself and others. All with a common goalfinancial independence. Perhaps, you're still building or already preparing to leave your legacy. No doubt, with the help of a network of trusted advisors.
Thirty years of declining interest rates have taken returns hostage in this stubborn low-yield environment. Conservative investors, business owners and high-net-worth (HNW) individuals face a nagging challenge. No longer able to improve returns or reduce risks to the fixed-income portion of their investment portfolios, where do you go for some modicum of growth?
CICs offer an alternative solution for companies to fund, manage and mitigate risk. For decades, forward-thinking organizations have formed CICs to strengthen the value and efficiency of property and casualty insurance, fund employee benefit programs, or purchase life insurance.
In a CIC, business owners create their own insurance companies to use portions of pre-tax business income to finance business risk, which otherwise may be too costly or unavailable through traditional insurance carriers.Of course, you can self-insure. If you bear uninsured risk, which is likely, owning a CIC may be the ideal strategy for you.
In a CIC, business owners create their own insurance companies to use portions of pre-tax business income to finance business risk, which otherwise may be too costly or unavailable through traditional insurance carriers.Of course, you can self-insure. If you bear uninsured risk, which is likely, owning a CIC may be the ideal strategy for you.
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