Grants for Homebuyers are available to assist with down payments and or closing costs. Grants at Smart Mortgage Centers are completely forgivable and you are not required to be a first time homebuyer. The grant program is only available to borrower's applying for mortgage financing with Smart Mortgage Centers.
Our licensed Mortgage Brokers are standing by to assist homebuyers with grant questions and pre-qualification. Home Possible mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or under served communities. Home Possible offers two programs for homebuyers.
Our licensed Mortgage Brokers are standing by to assist homebuyers with grant questions and pre-qualification. Home Possible mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or under served communities. Home Possible offers two programs for homebuyers.
Services
Smart Mortgage Centers, Inc. is a residential mortgage company with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices. We have been in business for 22 years and hold the highest A+ ratings with the Better Business Bureau, Google, Bing, Yelp and Yahoo.
Because this happens far too often Smart Mortgage Centers has created forgivable grant programs that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage. Grants for homebuyers are not limited to first time homebuyers. In order to qualify for the Grant Program the 1st mortgage will have to be completed by Smart Mortgage Centers.
Rate and term refinancing is driven primarily by a drop in interest rates. When rates drop, take advantage of free quotes to see how much you can save. Thinking about changing your term, we offer fixed and adjustable terms from 3 years to 30 years. Common fixed rate terms would include our 10, 15, 20 and 30 year mortgage.
A cash-out refinance is a refinancing of an existing mortgage loan, where the new mortgage loan is for a larger amount than the existing mortgage loan, and you (the borrower) get the difference between the two loans in cash. Basically, homeowners do cash-out refinances so they can turn some of the equity they've built up in their home into cash.
Take Advantage of being debt free, keep in mind high interest debt isn't tax deductible like a mortgage. Top rated Mortgage Brokers are standing by to analyze your credit and show you the benefits of refinancing high interest debt into one low rate payment. Meet face to face or use our online technology, applications, document uploads & electronic signatures.
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