Richard Smith
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Richard Smith
One-stop shopping for all your life, health and financial protection needs from a licensed Florida insurance broker! Florida life insurance is a contract between an insurance policyholder and an insurer, where the insurer promises. There are plenty of companies that provide affordable Florida health insurance plans that you can use to get coverage for yourself and your family.

Florida Medicare is the federal health insurance program for people 65 and older, certain younger people with. Whether you're looking for health insurance for a Florida small businesses or you're looking to set up a Buy/Sell Agreement for a closely. A Florida supplemental insurance plan covers anything above and beyond minimum essential medical.
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Florida life insurance is a contract between an insurance policyholder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment.
Florida term life insurance guarantees payment of a stated death benefit for a specific period of time or term. Once the term expires, the policyholder can either renew it, convert to a permanent policy, or allow the policy to end. Term life policies have no value other than the guaranteed death benefit.
Florida whole life insurance provides coverage for the life of the insured, as long as the premiums have been paid. Whole life is the most common type of permanent life insurance policy. It offers both a death benefit and a savings component called "cash value." Traditional Whole Life Insurance - policy gives you a guaranteed minimum rate of return on your cash value portion.
Florida universal life insurance is permanent life insurance that lasts your entire life-into your 90s and beyond. It offers an investment savings element and flexibility when it comes to paying premiums. There's also flexibility in choices for how the policy's cash value is invested. A standard universal life insurance policy's cash value grows according to the performance of the insurer's portfolio.
Buying Florida long-term care insurance is one way. Long-term care refers to a host of services that aren't covered by regular health insurance. These include assistance with routine daily activities, like bathing, dressing, or getting in and out of bed. Most long-term care is not medical care, but assistance with the basic personal tasks of everyday life.
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