After a decade in the commercial real estate finance profession Barry G. Katz. MBA, CFP incorporated Caratel Financial Services in 1991 to provide comprehensive and original financial solutions for individuals, families and small businesses. Caratel is a true Fee-Only financial planning and wealth management firm; our only source of compensation comes from the client.
As a result, clients know that the advice received is solely in their best interest. Caratel is a Registered Investment Advisor in the states of Florida, Connecticut and Texas. With locations in Florida and Connecticut Caratel is able to serve a geographically diverse client base. We maintain frequent communication with our clients, locally and all over the continental United States, with visits, e-mails and Skype calls.
As a result, clients know that the advice received is solely in their best interest. Caratel is a Registered Investment Advisor in the states of Florida, Connecticut and Texas. With locations in Florida and Connecticut Caratel is able to serve a geographically diverse client base. We maintain frequent communication with our clients, locally and all over the continental United States, with visits, e-mails and Skype calls.
Services
Financial Planning is the evaluation of your current and projected financial situation in order to develop a series of steps necessary to successfully achieve your financial goals. Financial goals vary from client to client but typically include things such as planning for retirement, paying for higher education, minimizing taxes, and providing for family in the event of disability, incapacity or death.
Completion of the questionnaire allows us to determine the likelihood of Caratel's services meeting your needs. Upon receipt of the questionnaire we will contact you - typically within 3 business days. If appropriate we will then schedule a day and time for your no cost initial consultation. We are ready to begin your financial plan but understand that you may still have a question or two.
Authorization Form - For your protection we require your authorization prior to initiating any modifications, disbursements or other actions that impact your portfolio. AssetMark Platform Disclosure Brochure - A disclosure document for those clients using the AssetMark investment platform. Caratel Financial Services, Inc. is a Registered Investment Advisor in Florida, Connecticut and Texas.
A: Just as every client is unique there is no "one size fits all" fee. From a general perspective, Caratel's fee structure incorporates an initial fee to perform the analysis required and present the findings and recommendations. This is a fixed-fee typically quoted at the end of the initial consultation.
