Save time, money, and the environment. Citrine Capital uses a secure online client portal with file sharing and video conferencing so you can work with us remotely from anywhere in the world. More Efficient and Effective Meetings - Our financial planning meetings will be more efficient and effective if we meet using modern-day videoconferencing technology such as Zoom.
We can access your company 401(k) and make any needed adjustments on the spot. Do you need to review your stock options or RSU vesting schedule? We can quickly log in together to review your company equity package so we can make a plan for your vesting equity. When you meet with us virtually there's an increased emphasis in taking care of everything on the spot, which transforms your financial planning session into a financial doing session.
We can access your company 401(k) and make any needed adjustments on the spot. Do you need to review your stock options or RSU vesting schedule? We can quickly log in together to review your company equity package so we can make a plan for your vesting equity. When you meet with us virtually there's an increased emphasis in taking care of everything on the spot, which transforms your financial planning session into a financial doing session.
Services
Our comprehensive approach to wealth management focuses on the four cornerstones that are essential to the creation and conservation of wealth: asset protection, cash flow optimization, asset growth, and tax mitigation. Our sustainable investment portfolios are designed to capture superior risk adjusted, after tax returns using an evidence based investment approach.
The new scoring model will take consumers' debt levels into account and will more closely track personal loans. Before you hire a real estate agent or start house hunting, you need to take the time to prepare yourself financially. You've already paid off debts, built up an emergency cash reserve, and invested for retirement.
A Comprehensive Financial Action Plan - A step-by-step guide to reaching your financial goals and objectives. This includes an online portal and reminders to ensure you stay organized and progress toward your goals.
The plan typically covers tax planning, company equity planning, risk analysis, investments, retirement-income planning, a review of your company benefits, college funding, estate planning, cash-flow analysis, planning for financial independence (freedom from the need to work), and more.Ongoing Financial Planning - Continuous planning and support from our team of Certified Financial Planner professionals.
The plan typically covers tax planning, company equity planning, risk analysis, investments, retirement-income planning, a review of your company benefits, college funding, estate planning, cash-flow analysis, planning for financial independence (freedom from the need to work), and more.Ongoing Financial Planning - Continuous planning and support from our team of Certified Financial Planner professionals.
Now imagine that you visit the doctor, who tells you that you have only 5-10 years to live. You won't ever feel sick, but you will have no notice of the moment of your death. What will you do in the time you have remaining? Will you change your life and how will you do it? Finally, imagine that your doctor shocks you with the news that you only have 24 hours to live.
Reviews (8)
Tee
Sep 21, 2021
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These people have owed me money since July! The first time I called at the end of July it was "We have your address wrong. The check is with FedEx we just have to update your address. You should get it in a few days." Immediately I knew it was a lie because they sent me all my paperwork through the mail but maybe so. So I give them my address.
Here we are October 7th still no check and still no communication! I have 3 numbers one to the finance department that never answers and goes to voicemail. One someone just answered and informed me that they weren't Citrine Capital. The other no one answers
Here we are October 7th still no check and still no communication! I have 3 numbers one to the finance department that never answers and goes to voicemail. One someone just answered and informed me that they weren't Citrine Capital. The other no one answers
Nadia W.
Jan 29, 2021
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We feel so fortunate to have Sefa as a wealth advisor for our family! From the beginning, Sefa showed that she understood our layered financial picture, our family’s particular needs and she set the tone that she’d work with us in a knowledgeable, pleasant, clear and open manner. A straight shooter, we trust Sefa as she’s shown herself to be realistic yet positive and confident. After setting our plan, she has been unflappable and responsive as financial matters and shifts have come up, while she continues to move us toward our long-term goals. Sefa’s focus and professionalism are admirable
Erin Leonardson
Jan 08, 2021
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I was looking for a fiduciary, and had a fantastic experience with CFP Sefa. She is responsive, knowledgable, and dedicated to improving her clients' financial standing. I am zero percent surprised to see that I am merely echoing the experiences of previous reviewers. If you're reading this, you're lucky to have found Ms. Mawuli, and she's certainly an asset to Citrine. Thank you, Sefa!
David Tully
Oct 27, 2020
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I couldn't recommend Citrine Capital and Sefa more highly. We moved to the Bay Area a number of years ago and spent a lot of time looking for the right wealth advisor for our family. Sefa was head and shoulders above everyone else we spoke to and she has exceeded our expectations every step of the way. She really understands our family and what we're looking to achieve, she has offered us incredible advice on so many topics, she's incredibly responsive and makes the whole thing feel easy. We're so happy we made the choice and we'll be working with Sefa for many years to come.
Katie Kays
Aug 12, 2020
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My husband and I have been working with Jirayr at Citrine for almost 1 year now. He has helped us to get our finances in order and start investing- something we know nothing about! We feel confident and that we are on a good path because of the work that Jirayr has done and look forward to working with him long into the future. Thank you, Jirayr!
Michael Transon
Aug 30, 2019
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Citrine has advised my family on financial planning, budgeting, and optimization since 2017. They will have my business for as long as there is money :-) Whether you are considering a move from general financial planning software to a real CFP, or transitioning from another big faceless firm, don't waste your time looking anywhere else. Top notch, Class-A advising that is the ideal combination of financial accountability and financial wisdom. On top of it all, they treat you just like family. Highly, highly recommend.
Nick Castro
Sep 29, 2017
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I've known Jirayr for over 10 years and worked with him for 5 of those years and I'm very impressed with the way he does business. He helped bring me out of debt while delivering incredibly helpful financial advice. I have been benefiting ever since and felt more secure because of it. Now he handles all of my investments and has helped me secure my financial future, both long term and immediate. I would never want to work with anyone else.
Kristina Tarin
Jun 28, 2016
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I have worked with Jirayr and Citrine for a while now, and I can honestly say I feel so much more peace of mind now than ever before. I've had other financial advisers, but I didn't get much out of it. Previously, they were disconnected and didn't put things in terms I understood. The good thing about Jirayr and Citrine is he will explain as little or as much as you want, and actually educates you along the way so you feel empowered. I learned so much about the whole process and products out there that I never even knew existed. Better yet, he found ways for me to cut costs in ways I didn't even
