We are a locally owned and family-operated business. Our experienced and tenured producers and customer service reps are committed to providing a high level of service available only with a local agency. JAMES "JIM" MCLACHLAN, III is a Covington native. He graduated from McNeese State University and entered the insurance business in 1974 with General Adjustment Bureau and then went on to work for Harlan Louisiana, Inc. now Bayly Martin & Fay.
Jim has been with Erwin Insurance agency since 1978. MICHAEL DIRMANN graduated from Southeastern University with a B.A. in Criminal Justice 1980. He entered insurance field with Farm Bureau insurance in 1987. Michael has been with Erwin Insurance Agency since 2002. JAMES "JAY" CASERTA graduated from Louisiana Tech University in 2002.
Jim has been with Erwin Insurance agency since 1978. MICHAEL DIRMANN graduated from Southeastern University with a B.A. in Criminal Justice 1980. He entered insurance field with Farm Bureau insurance in 1987. Michael has been with Erwin Insurance Agency since 2002. JAMES "JAY" CASERTA graduated from Louisiana Tech University in 2002.
Services
Homeowners insurance is designed to protect you from the things that can damage your home, personal property, or hurt you financially. It covers wind/hail damage, fires, lightning, theft, and more. Plus, standard policies cover injuries that occur on your property and lawsuits against you, such as someone suing you because they were hurt at your home.
Floods can happen anywhere - just once inch of floodwater can cause up to $25,000 in damage. Most homeowners insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets - your home, your business, your possessions.
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. It provides liability insurance and the tenant's personal property is covered against named perils such as fire, theft, and vandalism.
Crime Insurance and Financial Institution Bonds provide coverage for loss of money, securities, or other assets resulting from acts such as employee theft, certain types of fraud by third parties (forgery, for example), theft of property from the premises, and social engineering (impersonation fraud).
Erwin's expert staff handled my family's insurance needs with a level of professionalism which I've not experienced before. Thank you for your dedication to providing the best insurance plans and prices tailored to our needs. The professional staff at Erwin Insurance is 2nd to none. They are true professionals and make the process truly easy to find the perfect plan to fit your individual needs.
Reviews (1)
Linda Bard
Dec 02, 2020
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