Homeownership Center
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Homeownership Center
We offer a variety of loans for home buyers and existing home owners at all income levels. We offer personal advising services, financial coaching, and education courses to help you along the way. Home loans, home buyer education, and credit counseling for residents of North Central West Virginia.

The HomeOwnership Center located in Elkins, WV and proudly serving the communities of Barbour, Lewis, Pendleton, Pocahontas, Randolph, Tucker, Upshur and Webster Counties, is a not-for-profit, community based lending, advising, and educational resource for individuals and families of any income level.
Services
Opening Doors for Residents of North Central WV through Home Lending, Advising and Education Services. The HomeOwnership Center (HOC) is a private, not-for-profit, equal-housing lender, housing counselor, and education provider dedicated to enhancing financial fitness and home ownership opportunities for residents of North Central West Virginia.
After you've completed the steps below, our Home Ownership Advisor will call you to schedule an appointment. The following 3 steps should take you less than 15 minutes. You can also download the forms as a PDF and submit via US mail, by fax, or drop them by our office. Step 2 - Pay for Credit Report We ask that you pay $22.00 per applicant for your credit report.
The HomeOwnership Center is a not-for-profit corporation created more than 15 years ago to promote sustainable homeownership and healthy quality of life for residents in north central West Virginia. We work hard to help families improve their financial fitness, navigate the home buying process, and attain the dream of homeownership.
The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
Our knowledgeable and friendly staff has many years of experience helping West Virginia families plan for and finance the home of their dreams. We are here to answer your home buying questions, help you improve your financial stability, and get you mortgage-ready and on the road to home ownership. With the many resources at our disposal, our expert staff is here to make your home buying experience as smooth as possible.
Reviews (2)
Hannah Snyder
Hannah Snyder
Jan 19, 2021
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The HomeOwnership Center helped me through my home buying process. They were so patient and helpful from beginning to end. I am glad there is a program in our area to help first time home buyers like me!
Shanna Tacy
Shanna Tacy
Jul 31, 2019
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I’m so thankful for all the help and guidance I received and currently receiving by coming here when getting a loan for our home. They are beyond helpful with available resources. I believe that everyone should go here to gain additional knowledge on the ins and outs of home ownership. Thank you!