Before you start shopping let our professionals pre-qualify you for a mortgage! You can find out what amount you can get approved for, what your monthly payments would be and the loan process will go faster once you find the home of your dreams! Don't spend hours staring at a computer, talk to someone local over the phone or in person.
Our loan officers will walk you through the whole process. Mortgage rates can fluctuate several times a day, and are influenced by many factors that are out of the loan officer's control. Determining if you're getting the best deal at any given moment boils down to whether or not you trust that your preferred loan officer is truly looking out for your best interests.
Our loan officers will walk you through the whole process. Mortgage rates can fluctuate several times a day, and are influenced by many factors that are out of the loan officer's control. Determining if you're getting the best deal at any given moment boils down to whether or not you trust that your preferred loan officer is truly looking out for your best interests.
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Shannon Curry Bartnick is the President of Mortgage Masters of Indiana, and is originally from Bloomington, Indiana. She began her career in the Mortgage industry in 1995, and relocated to Evansville in the year 2000. Shannon resides in Newburgh, Indiana with her husband Chris and two sons, Luke and Logan.
A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. Mortgage Masters is proud to be one of the lenders in the area that does USDA/Rural Housing Loans.
Most lenders would consider a conventional mortgage as a loan that conforms to the guidelines set forth by Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs) that provide liquidity in the mortgage market. Technically speaking, a conventional loan is any mortgage that is not guaranteed or insured by the US government, such as VA, FHA and USDA.
A Jumbo, or non-conforming loan, is required for financing on a mortgage that is higher than the conforming loan limits set by Fannie Mae and Freddie Mac. Mortgage bankers / lenders consider jumbo loans to be a riskier proposition than conventional loans due to the fact that a larger sum of money is 'bet' on a single transaction vs spreading that same dollar amount amongst multiple transactions.
The FHA's mission driven organization encourages home ownership and provides affordable housing opportunities with low down payment and flexible credit requirements. Since 1934, the FHA has insured millions of home mortgages with a market share of 30% in 2010 vs 3% in 2007. In 2009, FHA programs insured nearly 2 million loans, which included 750,000 first-time home buyers.
Reviews (9)
Andrew Besherwor
Nov 21, 2020
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I've worked with Bobbi for both a new home purchase and a refinance and both times have had nothing but good things to say about her. She is very upfront on what is needed, willing to work out issues, and also doesn't hesitate to go the extra mile to help you out. Very knowledgeable, respectful and friendly. Highly recommend.
Jessica Pate
Oct 07, 2020
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I cannot sing Bobbi Carney’s praises enough! After dealing with a nightmare mortgage situation with a bank, who dropped the ball on my loan 6 days before my closing date, and informed me 3 days into my first extension after my closing date that I would need to find a different lender, I reached out to Bobbi in hopes that she could help. I knew that she had been in the business for more than 2 decades and she is very highly recommended and respected in the Bloomington area. I explained my situation and that I needed to find someone to finance my loan in a matter of weeks to not lose the sale of
Liz McHaley
Nov 28, 2019
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Bobbi was fantastic to work with. She is knowledgeable, kind, and so easy to talk to. Buying our first home was a breeze with the help of Bobbi. Any question or concern we had, she was ready to help at the drop of the hat. She explained the entire process thoroughly, but in a way that we could understand. Thank you so much Bobbi!
Clifton Bryan
Nov 17, 2019
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Clint Deck
Sep 13, 2019
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Tad Mitchell
Aug 31, 2019
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Juliana Savia
Sep 29, 2018
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Jennifer Cunningham
Sep 27, 2018
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Bobbi has been the greatest person to work with. She is prompt, simple, and not afraid to tackle any question you ask her. She will work with you to ease your stress and will hold your hand all the way. My sister used her as her lender, and recommended I use her too. I wouldn’t have it any other way. She has made the process so smooth and with such an attention to detail. Couldn’t ask for a better person to work with. #BestMortgageLender #LoansWithEase
Lauren Harding
May 11, 2017
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Bobbi comes highly recommended from us! Bobbi assured that we were always in the know about what was going on and what everything meant during the process of purchasing our second home. She is quick, honest and always available! This was definitely a relief after dealing with the disaster we were dealt when purchasing our first home!