Manning Insurance Services

Since buying a home is likely your biggest investment, protect your most valuable asset with proper coverage through homeowners insurance. Choose an experienced insurance agency dedicated to educating clients and the community about the unique risks associated with living on the coast of South Carolina.

Owning a condominium presents particular challenges when you're looking to insure your investment. Condo insurance provides protection for walls in coverage, your personal liability, your personal property, and may provide additional coverage for any improvements, alterations, and renovations you're responsible to make on your particular unit in accordance with your condo association agreement.

The threat is real and flood insurance should be a consideration for all homeowner's located in South Carolina. Flood insurance is often required in areas designated as flood zones and if your home isn't in one of these areas don't think you aren't at risk. Homes and property located in "low risk" areas account for almost 25 percent of all flood insurance claims.

Umbrella insurance protects you with extra liability insurance. Beyond the limits of your homeowners, auto, and boat insurance policies, umbrella insurance picks up where the liability limits of your other policies end. Umbrella insurance may protect you from lawsuits and major claims which have exhausted your other policy's' liability limits.

Coastal insurance should start with homeowners insurance because it protects what is likely your most valuable asset: your home. Dwelling coverage: If your home's physical structure is damaged, this coverage provides repair or replacement. Other structures coverage: If other buildings on your property (like a detached garage or shed) are damaged, this coverage provides repair or replacement.