Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages, and best of all quality service and individual attention.
Todays technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualifty for a home loan. You may also evaluate your different financing options by using our interactive mortgage calculators and going over various mortgage rate and option scenarios.
Todays technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualifty for a home loan. You may also evaluate your different financing options by using our interactive mortgage calculators and going over various mortgage rate and option scenarios.
Services
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Reviews (4)
Cd Merchant
Aug 27, 2019
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First time going thru this process of financing a house. Would have been far more stressful if it wasn't for Brian and Ashley's guidance and willingness to answer every question that popped up along the way. So many times thru the process they calmed my fears and laughed with me after their current answer relieved "todays stress"! I can't thank them enough for their knowledge, help, understanding, and laughter during this whole process from start to finish! The are both my hero's! I would whole heartedly recommend Gemini Funding to anyone looking to buy their first home or their last one.
Adah Creek
Jun 07, 2019
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Kayla Landsaw
Oct 24, 2018
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Best decision I ever made was going to Gemini Funding to help with the home buying process ! Brian and Karen were amazing and made my end of things simple. They are both so personable and easy too talk to.My loan was very difficult to get, theese two just have the knowledge and resources to make anything possible!
Melissa Colston
Jul 24, 2018
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