Jefferson Financial
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Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can't get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives, this is why our loans are not based on credit score but by payment history.

We believe our strong effort, our positive attitude, and our belief that all things are possible through Jesus Christ, our Lord and Savior, is the basis for our success. Give us a call at (502) 426-1333 or you may apply for a personal loan online or in person.
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The following disclosures are made in accordance with Google's Advertising Policies. APR's starting at 24% and will not exceed 35.99%. APR's will vary based on state laws and regulations regarding allowable interest rates, fees, and lengths of loan terms.

Your credit history at the time of application, income, debt obligations, collateral, and to the extent applicable, prior loan experience with Jefferson Financial Services Inc. are considered in determining eligibility and contract terms.Repayment periods, based on contract terms, credit application/ credit report, and the amount of money borrowed, will be set within a range of 61 days (minimum) to 60 months (maximum).
Whether you're buying a new or used car or want to refinance your car our comprehensive auto loan services and benefits can help steer you in the right direction. Our dealer network can help streamline the purchase process and get you in your car faster. All loans are subject to our normal credit requirements and may be subject to the provision of acceptable collateral for the loan.
Reviews (10)
Billy Fields
Billy Fields
Dec 28, 2020
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Positive: Professionalism
Very fast loan approval and was able to make appointment to close the loan the same day. Thanks.
Sarah Tucker
Sarah Tucker
Nov 28, 2020
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Positive: Professionalism
Thank you Rentia and Gary for your help today! My credit was not the best but they gave me a chance.
Robin Renee Lawhorn Shubert
Robin Renee Lawhorn Shubert
Nov 12, 2020
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These people are the most caring people I have EVER had the pleasure of working with... They are more like family then a business... They really find ways of working with you and are down to earth but at the same time VERY professional! This place is the best place to come for loans. Gary and Ranita are there for you always. I wont ever go anywhere else...
D. Godbolt
D. Godbolt
Jun 30, 2020
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Critical: Value
Don't even waste your time here. You'll be better off building your credit the right way. Not much value here. Thank me later!
Kay Evans
Kay Evans
Oct 09, 2019
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I was referred to Jefferson Financial from a repair shop for a loan. I was approved in 30 min with an affordable payment. Glad to have my car back on the road.
Scott Wiley
Scott Wiley
Sep 29, 2019
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I walked into this business yesterday thinking due to my credit they could not help me since I was turned down by a previous loan company. They were able to help me with a personal loan. Thank You!
Stephanie Flood
Stephanie Flood
Sep 25, 2019
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Same day loan request was approved. Thank you for the quick service Gary & Renita.
Terrica Brown
Terrica Brown
Jan 05, 2019
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I had a terrible experience had a worker threaten me then two days later lied on me stated that I called and left threatening messages on there / her phone. Will not recommend this place. If your one day or even three days late they call whomever is on the loan and threaten you then force you to pay up three months , I even paid up 4 months in advance then was lied to about that arrangement. Was told one thing, and was told something else after that. Look over ur paperwork to make you want to use this Company before signing.
Tommy Benefield
Tommy Benefield
Dec 16, 2018
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I applied online and received an answer within a couple hours and closed the same day. I like the grace period of 7 days because of my pay schedule.
Carolyn Raney
Carolyn Raney
Jul 06, 2017
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I have worked with this company a lot. I was more than satisfied with their service. They understand the situations you are in and do everything they can to help you. If you need help getting your credit score up this is where you need to go. I have been where a life situation has killed my credit and the only way to get it back up is work with companies like Jefferson Financial.