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Watsonville Hospital FCU has been in the business of the savings and lending needs of local hospital employees and physician's groups since 1962. Our commitment is to provide you with the competitive products and services you expect from larger financial institutions, while never losing that personal touch!

Your credit union is pleased to announce the addition of the Coop ATM network to our debit card program. All local credit union ATMs, as well as those at 7-11s and Walgreen's are among those that now provide you with free access. With a consolidation loan from your credit union we can help consolidate all of those payments into one manageable payment and lower your interest rate at the same time.
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Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships and by providing competitive products and services in a sound, compassionate and personable manner.
A Share-Savings Account is required to establish your credit union membership. With a minimum initial deposit of just $25, you can start enjoying all the benefits of our Share-Savings Account, including competitive dividends, as well as the safety and security of your deposits. Our Certificates offer a great way to save and earn high dividends.
We offer a free checking account designed to make your day-to-day personal finances convenient and affordable. With no per check charges and no monthly fees, it's the most convenient way to manage your money. Our MasterCard Check Card works just like cash. Use it at any merchant displaying the Visa logo and your payment will be automatically deducted from your WHFCU checking account.
Whether it's a new or used car you're looking for, or you just need a resource for affordable credit, we have a loan that's right for you. We have various term lengths and competitive interest rates that rival those of any other financial institution. We offer financing on a wide range of new and used cars, trucks and SUVs.
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