We are Armar Insurance, specializing in Sacramento and Minneapolis insurance including home and auto, life & health, business & commercial insurance. Our dedicated staff of insurance professionals are here to advise and consult on a broad array of services to meet clients' personal and business needs. Armar Insurance provides extensive credibility and negotiating leverage with insurance carriers to get you the best rate available and best-in-class service to our clients.
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While owning a building can be rewarding, landlords take on a great deal of risk. Without the right apartment building insurance policy policy in place, owners may face serious financial harm if something goes wrong. As a building owner, there are additional policy options which may help protect your property.
An issuer of a bond can purchase bond insurance to guarantee scheduled payments of interest and principal on the bond to its bondholders in case the issuer defaults. Once the issuer purchases bond insurance, its credit rating is replaced with the insurer's credit rating. Premiums are a measure of the perceived risk of failure of the issuer and are paid to the insurer in either lump sums or installments.
Thank your for your interest in Armar Insurance Agency. We have offices in Sacramento and Yreka, CA as well as Minneapolis, MN. We are licensed to insure businesses nationwide with a focus on the central and western regions of the US. Regardless if you need basic business insurance coverages or require more customized insurance protection, we can help you.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Businesses have many physical assets, including buildings, computers, specialized equipment, outdoor signage and inventory. If a fire, storm or thief were to damage or steal these assets, a business may have to go through a recovery process before their doors can open once more. Without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or theft.
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Lily Kim
May 25, 2021
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