Michael DeCarlo
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Michael DeCarlo
I am a Philadelphia Native and attended Temple University as well as St Joseph University Graduate Program. I am a St John Neumann High School Alumni. Determine how your auto's value will change over the time you own it using this car depreciation calculator tool. Help take the guesswork out of prioritizing your lifelong financial goals with this infographic that categorizes retirement goals, short-term goals and other financial to-do's by age.

For your protection, please do not include sensitive personal information such as social security numbers, credit/debit card number, or health/medical information. Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail.
Reviews (18)
Stephanie Polverari
Stephanie Polverari
Oct 01, 2021
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Michael was really helpful when I needed to quickly obtain car insurance for my college student. He was very knowledgeable and answered all my questions about the different levels of coverage and most appropriate for the situation. Appreciate Michael's responsiveness and thoroughness. Would highly recommend!
Jocelyn Schaible
Jocelyn Schaible
Jul 21, 2021
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Tucker Pendleton could not have been more helpful. I had a problem that needed solving, and he was right there with an enthusiastic willingness to stay late if necessary, and he left that choice to me. Who does that? Staying late wasn't necessary, but the next morning the issue was resolved. Michael DeCarlo is very lucky to have someone like this on his staff. It's the kind of above-and-beyond kindness that the world needs more of.
Angela Ugorets
Angela Ugorets
Jul 17, 2021
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I have worked with Ashleigh Cole over the past year for my auto insurance and she is just amazing!! She is so prompt to respond, super friendly and kind, and explains everything in a way that I can understand it easily (even though I didn't know much about car insurance when I started working with her)! She was always thorough and thoughtful in her emails and answers my questions at lightning speed. I never thought it would be possible to have such an amazing insurance agent! I highly recommend Ashleigh!
John McConnell
John McConnell
May 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Ashleigh Cole did a fantastic job assisting with obtaining homeowner's insurance. She was incredibly responsive, pro-active and took time to answer all questions I had.
J. P.
J. P.
Mar 23, 2021
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Ashleigh Cole contacted me after I used the the quote tool on their website to build a quote for renter's insurance to compare to other insurance companies. she was amazing! Not only was she personable, professional and patient but she was able to answer my 50-billion questions in detail with ease.
I was able to get everything I wanted at a very affordable monthly premium and she was able to organize things so that my policy will start in May when I move in and the information was all sent to me after a quick phone call for payment so that I will be able to fulfill my new property management company
Marissa Kleinman
Marissa Kleinman
Nov 08, 2020
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I was referred to Mike DeCarlo and his team by a friend. They are wonderful!!! I worked with Ashleigh on 2 policies. The process was hassell free and seamless. She was took the time to explain everything and was efficient getting the policies completed. I have worked with other companies in the past and the service was not even comparable to the excellent customer service Mike and his team provide.
Christine Dolle
Christine Dolle
Oct 08, 2020
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Ashleigh was very responsive and provided excellent customer service, walking us through our homeowner's quote and answering all of our many questions! We have been very pleased with our State Farm experience.
Rmit Wadehra
Rmit Wadehra
Sep 09, 2020
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Super friendly, and easy to reach. Great prices. Utilized them for rental property, my home, and multiple cars. No experience with a claim yet though! *crossing fingers*.
Sam Gioffre
Sam Gioffre
May 10, 2020
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Ashleigh in this office was really helpful when I needed to switch my mom's insurance from a different carrier. She is really knowledgeable, easy to talk to, and helped me compare coverages to find the best fit for my mom. She is also really responsive by email answering my follow up questions. I would highly recommend this agent - and Ashleigh specifically!
Kate W.
Kate W.
Feb 12, 2020
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A friend highly recommended Michael DeCarlo to my husband. Michael and his team were great in helping us navigate the waters of first-time homeowner's insurance and put together a great policy for us. While we ultimately settled on a local policy based in our small town (we are two hours from Philly), we appreciate Michael and his team taking the time to be kind, friendly and helpful. If you're looking for a policy in the greater Philadelphia area, we highly recommend Michael and his team at State Farm.
Andreina S.
Andreina S.
Sep 12, 2019
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Had at great experience meeting Mike and his team. Everyone was welcoming, asking if I'd like a drink or needed anything and took the time to get to know me and my family. I value that a lot today with how transactional a lot of companies are these days. Heard that Mike's office go above and beyond and it was definitely the case in my experience. Was also nice to be able to take a stroll through Rittenhouse Square after my appointment, especially with peace of mind that my insurance is with #1. Thanks, Mike and State Farm.
Etan G.
Etan G.
Oct 30, 2017
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Horrible experience.

I asked to renew my renter's insurance at a new address. Marc Etkin renewed it at my old address instead and inexplicably could not figure out how to transfer the policy to my new address. He repeatedly claimed that I was covered at my new address -- "I can see the policy on my computer, but I can't seem to access it in the database," he said -- despite the fact that State Farm sent me multiple cancellation notices and refunded my premium, and despite his inability to provide me with a policy letter. Finally, he stopped returning my phone calls. Had I needed
Jason S.
Jason S.
Nov 04, 2014
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I've worked with Michael and his office for the past 2 years and have just had a great experience from the beginning. This year his team helped change my renter's insurance over to a new home owner's policy combined with auto insurance. It was a smooth process and the customer service continues to exceed expectations. I would highly recommend this office!
Dana M.
Dana M.
Jan 18, 2014
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After having a good experience with Michael's office on my auto and renters policy for the last 6 years, it has been very frustrating working with this same office to get a homeowners insurance policy. On multiple occasions I was told I would get a call back and never did, was told about forms they would send me that never came through. It has been incredibly tedious to move this policy along. If I didn't already have existing policies, I would have started looking for a different insurance provider weeks ago. Some of the agents seem helpful but you never know whether the one you&apos
Beth E.
Beth E.
Apr 18, 2013
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The customer service here is outstanding. My husband and I recently moved from Denver where we also had State Farm Insurance. Jamie made the transfer very easy for us. When the state called us back and said there was an issue with the dates on the insurance cards, Cheryl office straightened it out right away and was very helpful. Great Service. Thanks Team!
Perry M.
Perry M.
Apr 16, 2013
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I moved to Philadelphia about 2 years ago and looked around for a while for the best possible agent. Michael is amazing and we've spoken on the phone a number of times over the past few years. Not only does he always get in touch with me personally within 24 hours of my phone call, but he's gone above and beyond.

For example, for one claim, I had an itemize receipt that I feared would inhibit full reimbursement for a repair. Mike had me send the materials directly to him and he helped push the claim through - I received a check for the full amount of the repair in the mail the following
David S.
David S.
Mar 15, 2013
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State Farm is a good company (I deal with a new agent now), but I would avoid Michael as your agent.
W. M.
W. M.
Dec 24, 2011
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I would not recommend doing business with this agent. I was quoted one price, paid in full, and then told two months later that I owed more and if I didn't pay my coverage would end early. I switched to progressive and saved about $100 every six months.