Keep your rewards credit card top of wallet for a chance to win $5,000 to offset your monthly credit card purchases. We are excited to inform you that online loan applications, including home loans, are now available! Applying for all types of personal loans or a home loan online has become more convenient, fast, and easy!
Give us a call we can help get you started over the phone. We understand that our members are going through hardships at the moment and we are ready to help. If you're a millennial looking to buy a house, here are tips to help make your dream of homeownership a reality.
Give us a call we can help get you started over the phone. We understand that our members are going through hardships at the moment and we are ready to help. If you're a millennial looking to buy a house, here are tips to help make your dream of homeownership a reality.
Services
Vocality Community Credit Union was founded 40 years ago by residents of Humboldt County that wanted more personal, inclusive, and community-focused financial services than traditional banks offered.
That visionary spirit has never waned - we've been outside-the-box- thinkers and innovators, listen carefully to what our members need and then create products and services for them, and over the years, our culture of caring and personalized service has become synonymous with who we are.
That visionary spirit has never waned - we've been outside-the-box- thinkers and innovators, listen carefully to what our members need and then create products and services for them, and over the years, our culture of caring and personalized service has become synonymous with who we are.
In order to be eligible for VCCU membership, you must live, work or worship within a geographic area as explained in our Field of Membership. You may also be eligible if you have a close family member who is a member. The credit union requires that you make an initial $26.00 deposit into your savings account.
Keep your rewards credit card top of wallet for a chance to win $5,000 to offset your monthly credit card purchases. Five participating eligible cardholders will be selected each month to win the prize. That's a total of 20 winners! Use it four times every week, and you'll increase your chances of winning.
Several of you have reached out to us about the recent changes. We agree with your comments about our local economy and the struggles our area is experiencing. These economic factors are a part of our decision to increase the service area of the credit union.
Our apologies for the length of the response letter, as each of the points seemed important to share and we believe the following information will help you to better understand how governance and business decisions are made at your credit union and credit unions in general.We definitely could have done a much better job in timing and processing of our initial communication to share the changes with you!
Our apologies for the length of the response letter, as each of the points seemed important to share and we believe the following information will help you to better understand how governance and business decisions are made at your credit union and credit unions in general.We definitely could have done a much better job in timing and processing of our initial communication to share the changes with you!
Results should be discussed with a qualified professional before any product purchases or loan commitments are made. This calculator will show you how much you can save if you make half of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you are making one extra mortgage payment per year!
Reviews (8)
Steve Burgess
Dec 26, 2021
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John Wilhelm
May 23, 2021
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Lion G.
May 16, 2021
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Absolutely awful, I’m personally taking my business elsewhere very soon. You can’t even pay your Auto loan online with them. It’s all done via “transfers” or in person….. TERRIBLE web interface to manage the account. Take your money elsewhere. If you’re buying a car from any dealership and they recommend this place say absolutely not. You don’t want the headache of this place. They are in no way equipped to handle real business.
Michael Hass
Apr 17, 2021
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Far better service when they were CCUSH and local. Charging $10 to pay using your debit card and not having an online bill pay outside of moving around accounts for a loan is beyond ridiculous. Vocality must set up a way to make vehicle loans a quick and easy single pay on their website instead of adding 10 bucks.
Cody Dillon
Jan 11, 2021
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They used to be ok. Not sure what happened. Countless problems this year alone. Will be closing my account once my stimulus clears. They failed to deposit $100 out of a $400 deposit recently. If I hadn't paid attention they'd have stolen a quarter of my deposit when I'm living check to check. Already moving over to Umpqua. I hope they shut down so no one else has to be let down time and time again.
Tom Hoover
Jul 26, 2020
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Save yourself some time and find a real bank.. I have an auto loan through them and I make every payment on time and they still try to charge me late fee’s even though I have proof that they deposited my check 7 days BEFORE it was due, with THEIR stamp showing they deposited it.
They seem too small to have any REAL working systems in place. Feels like someone is running the bank out of their living room..
Stay away in my opinion.
They seem too small to have any REAL working systems in place. Feels like someone is running the bank out of their living room..
Stay away in my opinion.
Chris Belcher
Jul 20, 2020
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1 of the worst banks I've ever dealt with, they tell you 1 thing and then 3 days later if your lucky they might do what they said they would do. I've been a bank member here for almost 3 years was finally approved for a loan from then never missed a single payment, but when I asked to refinance my loan they wouldn't even approve me for that, plus there atm is always broke, representatives are super rude. There's alot better banks out there. SAVE YOURSELF A HEADACHE!!!
Go Away Farm
Jun 23, 2020
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