When you analyze all of the costs of homeownership, the primary expenses that stand out are the mortgage payment, the property taxes, and the homeowners' insurance. While the first two expenses are understandably required costs of ownership, you may be wondering if homeowners' insurance is mandatory.
You may be hard-pressed to find a real estate lender that does not have a property insurance requirement. A closer look at requirements and why they are in place can help you to decide how to proceed when purchasing Greenville homeowners' insurance. Lenders may have different property insurance requirements in some cases, but you will find that all require building coverage.
You may be hard-pressed to find a real estate lender that does not have a property insurance requirement. A closer look at requirements and why they are in place can help you to decide how to proceed when purchasing Greenville homeowners' insurance. Lenders may have different property insurance requirements in some cases, but you will find that all require building coverage.
Services
STW is an insurance brokerage located in South Carolina, helping residents of the Palmetto State find the insurance coverage they need. We specialize in property and casualty insurance but also help clients find health, life, and commercial policies. As a brokerage, we pull quotes from multiple insurers, helping you find the best coverage at the cheapest rates.
Your home will probably be one your greatest investments in your life. Knowing what a typical insurance policy covers for any homeowner can be crucial in the event of an unfortunate situation. Understanding the different reasons why having coverage is necessary will help you have peace of mind with your property.
Most renters assume their belongings are covered by their landlord's insurance policy. But it's likely the landlord's coverage is only for the building and their own belongings. That means your belongings are in fact not covered. Homeowners insurance is recommended for anyone who owns a home. The coverage protects your home and belongings against mishaps such as fire or theft.
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