All California Lending is your source for California hard money loans. We specialize in these types of transactions - with years of experience, hard money lending and commercial loans are all we do. For hard money lenders equity is the most important factor when making lending decisions. Many times we can help regardless of whether the banks will make you a loan due to your credit, job history or income documentation.
Hard money lenders in California are typically going to be able to fund much more quickly than a bank or institution. Hard money lending in California offers a lot of flexibility and creativity to create out of the box solutions. This transaction involved a great property in the upscale Blackhawk community.
Hard money lenders in California are typically going to be able to fund much more quickly than a bank or institution. Hard money lending in California offers a lot of flexibility and creativity to create out of the box solutions. This transaction involved a great property in the upscale Blackhawk community.
Services
All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients. We understand the market and have relationships with many funding sources to help us obtain financing for even the most complicated transactions.
We specialize in facilitating hard money loans in California. We can help in most areas of California, and have hard money loan programs available for most property types. For real estate transactions that fall outside the box, hard money is often times an excellent option to explore - especially in today's tightened lending environment.
Are you searching for a California hard money rehab loan for a fix and flip project? We have California hard money rehab loans that will lend based on the after repair value (ARV) of a property rather than the purchase price. Often times we are able to fund the full purchase price, sometimes even more, depending on the location and after repair loan to value.
With recent events rattling markets, 30 year fixed mortgage loans are at all time lows. While we specialize in hard money financing, we have set up a dedicated processing team to help our clients take advantage of this exceptional opportunity. We work through our wholesale funding channels to be able to offer exceptional pricing, service and fast closings.
California hard money loans are our speciality - we can help finance your residential hard money loan request in most locations throughout the state of California. Each residential transaction is different, and it is important for us to know the purpose of the loan. While the main approval factor on residential hard money lending is still the equity available in the property, the paperwork required will differ depending on the use of funds.
Reviews (9)
Ryan Westerman
Mar 25, 2021
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Working with Chris was a pleasure! He made buying our home as stress-free as possible. He handled most of the details, was very communicative, and walked us through the steps and processes that we were not familiar with. Buying a home is supposed to be one of the most stressful things you do in life, but Chris made it otherwise. We were confident he was going to take care of everything from beginning to end - and he did not disappoint. We would recommend him to anyone! When it comes time for us to refinance or buy another home, we wouldn't consider working with anyone else.
MarvelousNox
Mar 08, 2021
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Kevin P.
Sep 01, 2020
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What sets Chris apart from the others in the industry is that he not only has complete command of the various products available for different clients, but he stays on top of the transaction at all times, keeping the client updated and informed at every step of the way. His communication skills and his communication ethics are excellent: In my loan process, I always knew exactly where we were and exactly where we were going, because Chris responded quickly to every single message I sent in order to keep me updated. He is knowledgeable, friendly, professional, informed, lightning-fast, and a
Austin Thomason
Aug 24, 2020
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Chris Goulart was more than helpful during my experience in working with him to help finalize the refinance of 2 different properties of mine. I originally tried a credit union in town and they took weeks to get back to me on my application packet. Once I submitted the needed documents to Chris, we were in business and things were getting done quickly and efficiently. Thanks Chris for your great professionalism and commitment to your clients.
A. Google User
Jun 05, 2020
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Roseanne Baker
Sep 29, 2018
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Chris is extremely professional, is a hard worker, always responds back to my emails/calls promptly, and is an expert as what he does. I will definitely recommend him to anyone that is looking for lending services and I will continue to use him for all of my lending needs in the future. You will not be disappointed with his services.
Lorraine Pitre
Jul 04, 2017
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I used All California Lending to provide me with a hard money loan. My loan representative was Chris Goulart. I needed the loan to close in 15 days. Mr. Goulart was able to close the loan in the time frame expected. Several things I admired about Mr. Goulart was that he had great communication via email, text and/or verbal. He was always available. I was even out of the country while he was processing the loan. I came back and the loan was completed. 5 Stars!!!
Angela S.
Feb 09, 2012
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Kira E.
Jul 18, 2011
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Wow, what a great opportunity to bring money into my real estate deal.
It is hard to find a HML who lends in Nor Cal and one who lends a portion of Repair costs. Great value. Yes you can say the money is expensive, but remember using other peoples money is the way to go. Making a profit with little money down it the best. Thanks Chris for all your assistance, I will continue to use your services.
It is hard to find a HML who lends in Nor Cal and one who lends a portion of Repair costs. Great value. Yes you can say the money is expensive, but remember using other peoples money is the way to go. Making a profit with little money down it the best. Thanks Chris for all your assistance, I will continue to use your services.
