From our beginning in 1950 to where we are today, serving over 59,000 people in six Michigan counties, American 1 Credit Union has been committed to providing excellent, low-cost everyday banking for our members. American 1 was born out of a grocery cooperative, Jackson Co-Op Services (known today as the Community 1 Cooperative) in Jackson, MI, which started in 1945 through local individuals from the manufacturing community.
Despite the post-war economic boom in America during this time, founders of Jackson Co-Op Services acknowledged that the average Jackson worker did not have access to low-cost credit and regular savings programs. These factors significantly affected thousands of hard-working adults and their families trying to meet their financial goals, grow their families, and build their homes.
Despite the post-war economic boom in America during this time, founders of Jackson Co-Op Services acknowledged that the average Jackson worker did not have access to low-cost credit and regular savings programs. These factors significantly affected thousands of hard-working adults and their families trying to meet their financial goals, grow their families, and build their homes.
Services
If applying for an Auto Loan, will you be trading in a vehicle that is currently financed with American 1? Please Note: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
DISCLAIMER: I/We hereby certify that all statements made are true and complete, are submitted for the purpose of obtaining credit, and that the credit union may rely on them for such determination.We understand that federal law requires the verification of identification for all new accounts should I not have an existing account.
DISCLAIMER: I/We hereby certify that all statements made are true and complete, are submitted for the purpose of obtaining credit, and that the credit union may rely on them for such determination.We understand that federal law requires the verification of identification for all new accounts should I not have an existing account.
Accessibility is the key to our Money Market accounts. You will earn dividends on your investment with more flexibility than a typical certificate. Let us tailor a Share Certificate of Deposit (CD) to fit your personal investment portfolio! Plan now for your retirement years by investing in a high-yielding IRA, customized to your personal needs.
A free, no strings attached checking account with all of the convenience of a big bank checking account, but none of the hassle or fees. It's that simple! A perfect checking account for members who regularly carry a balance of $2,000 or more in their checking and want to earn dividends on their deposits.
Get rewarded for your everyday purchases with the American 1 Rewards credit card! The Rewards credit card is accepted everywhere VISA is accepted worldwide and earns one Rewards point for every $1 you spend in purchases. Your Rewards points can be redeemed for everything from gas discounts and gift cards to airfare and air fryers.
For members who qualify, Courtesy Pay provides a pre-approved $525 overdraft limit to your personal checking account. If you overdraw, we may pay each item up to your $525 limit. Every time you utilize Courtesy Pay, your account will be assessed a Courtesy Pay charge of $25 per item. Plus, using Courtesy Pay doesn't impact your credit score, so you have the added safety measure of protecting your good credit rating.
Reviews (10)
GetLit Lighting & Pyrotechnics
Jan 27, 2022
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This bank is trash. Withholding information from next of kin after a death in the family. Other banks had NO PROBLEMS . And even after her son went there and was refused information you bank had the AUDACITY TO CALL ME AND ASK ME TO GIVE MY DEAD SISTER A MESSAGE..!! ACTING AS IF YOU DIDN'T KNOW... ABSOLUTELY DISGUSTING HUMAN BEINGS!
Hunt French
Jan 15, 2022
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Zooyorker
Jan 08, 2022
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Grant Kennedy
Dec 16, 2021
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Simone Searcy
Dec 15, 2021
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Although I have moved away from Michigan, and I so happy I didn’t move away from my credit union. Both Kelly and Abby were so responsive whether it was by phone, text, or email. The dealership where I bought my car wasn’t the easiest to deal with, but I’m thankful that I had my credit union in my corner to make the financing easy.
Brandy Lally
Oct 20, 2021
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Joemel Hines
Aug 22, 2021
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We have awesome experience in our first time applying for car loan . Thank you for ashlee and Cindy who assessing us.. I want
to thank you for chala lott for assisting us today for our needs she very friendly and answer all my questions..thank you American 1 to approve my first loan even if I don't have credit history ....
to thank you for chala lott for assisting us today for our needs she very friendly and answer all my questions..thank you American 1 to approve my first loan even if I don't have credit history ....
Luke Sparapani
May 04, 2021
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Laci V.
Apr 05, 2021
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Easy convenient banking. It shows pending deposits way before they ever deposit so you’re able to keep track of when your money is coming in. As well as it shows every transaction made on the mobile app which makes keeping track of your money even easier. We offer simplicity checking where you can overdraft up to $500 with only a fee of $25.
Eugene Chavez
Dec 30, 2020
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This credit union was amazing to deal with. Often times you get the run around when trying to apply for a loan, but this was not the case. Aaron was great and answered all my questions quickly and efficiently. They helped me achieve my goal of owning a classic truck and I'm so very grateful. It was a pleasure working with them, and they will be getting more of my business in the future.
