Mountain Empire Federal Credit Union
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Mountain Empire Federal Credit Union
If you live, work, worship or attend school in Smyth, Wythe or Washington counties, you and your family members are eligible to join Mountain Empire FCU. Organizations located in these counties also qualify for membership. Members of Mountain Empire FCU have access to discounted health benefits through our partner GoodBenefits. GoodBenefits is a discount program with savings on everyday living expenses and healthcare products and services.
Services
With hundreds of financial options available, it can be difficult to know where to turn. As a not-for-profit financial cooperative, you can trust us to give you the best options for your family's financial future. Our Credit Union was founded in 1952 to serve the employees of the Brunswick Corporation Marion, VA operations.
When you make the initial $5 minimum deposit upon opening your savings account, you are a member of MEFCU! Once a member, you can take advantage of our products and services. And you keep your membership for life! Your savings are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.
Purchase Alerts powered by Visa help you reduce fraud and monitor your spending anytime, anywhere. Register your cards to receive free real-time email alerts about purchase activity on your Visa credit card. If you have questions, please call a Member Services Representative at 276-782-9639, option 3.
A HELOC lets you borrow only what you need when you need it. Use the equity in your home for a big-ticket purchase, home improvements, college tuition costs, or to refinance higher interest debt. The possibilities are endless. Whether you are buying your first home or refinancing your current mortgage, Mountain Empire Federal Credit Union, in association with myCUmortgage, has the right loan to fit your needs.
For your protection, optional Credit Life and Credit Disability Insurance* underwritten by CMFG Life Insurance Company is available for MEFCU members. These products are voluntary and are not required to obtain credit. In the first few years of ownership, your loan balance may be higher than the value of your vehicle, especially if you put down a minimal or no down payment.
Reviews (6)
Brittany Armstrong
Brittany Armstrong
Jan 07, 2022
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My husband and I love this bank we have been banking with them for 4 years have banked with other banks and this one is the best
Joyce Sexton
Joyce Sexton
Nov 11, 2021
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I am not sure who could give this bank any less than 5 stars. A lot of my people have retired and I miss them, but the new employees are also top notch. This bank does everything they can to help me and in a very friendly and efficient environment. I'm always greeted with a smile. Love this bank.
Kiana King
Kiana King
Nov 06, 2020
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Always extremely helpful, especially their loan team! Very warm and inviting atmosphere for a credit union! Will do their best to meet all of your needs.
James Armstrong
James Armstrong
Aug 10, 2020
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I dislike this bank. I've been run off trying to conduct my banking bussiness by an employee right at closing time just so they could go up the street to meet at a restaurant. About a week later I was trying to straighten out some things and the same employee was very rude again so they called the police on me and I didn't even raise my voice. I mean they must not like me my name or being proven wrong about there bussiness or if they've cheated me out of some money. So I apply for a small loan and I got denied and I got the papers in the mail at a later date and I read that I wasn't suppose to
Sandra Coe
Sandra Coe
Jul 29, 2020
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I love the tellers and online banking but I wished that I didn’t have to drive over an hour to deposit a check. There needs to be a service where I can do that remotely like other banks.
Wendy Webb
Wendy Webb
Jul 12, 2019
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These folks always take care of our needs in a fast and friendly manner. We have accounts at other institutions and are treated like a number. MEFCU is more personal and have never let us down.