DOWN PAYMENT ASSISTANCE! Get up to 5% of the Price of the House For Down Payment and Closing Costs Call Today 916-672-6130! Using our online loan application, you can take your time and complete your application whenever it's convenient for you. You can save your work and come back and complete it later if you need to and receive updates online.
Securely upload all your documents and see the status of your loan process. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment. From lowering your monthly payment to removing your mortgage insurance and all the information you need to make informed decisions.
Securely upload all your documents and see the status of your loan process. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment. From lowering your monthly payment to removing your mortgage insurance and all the information you need to make informed decisions.
Services
MAE Capital Real Estate and Loan was born from a changing Real Estate and Mortgage environment in the first decade of this century. MAE Capital Mortgage Inc. is doing business as MAE Capital Real Estate and Loan as we provide a host of services. MAE Capital Mortgage is a company that is licensed by the Bureau of Real Estate and has the DBA MAE Capital Real Estate and Loan Loan to avoid any confusion.
Our team of Loan Officers and Real Estate Agents are highly trained and have many years of experience. Our Company holds both the California Bureau or Real Estate License (BRE#01913783) and the National Mortgage Licensing System (NMLS) License (NMLS#806170). We are a small company with low overhead and we pass that savings on to our clients.
As you start the process of looking for a home you should be Approved for a loan amount before you start your home search. The pre-approval will establish a price range to start looking in. Even if you are Approved for more than you really want to spend it is great to have as a negotiating tool.
Having the Approval Letter in your hand will make your offer more attractive to a seller as they will see you have already met with a lender and started the loan process.We start by pre-qualifying you over the phone or by the information you have emailed us. Then you can gather the documents needed for the full Approval.
Having the Approval Letter in your hand will make your offer more attractive to a seller as they will see you have already met with a lender and started the loan process.We start by pre-qualifying you over the phone or by the information you have emailed us. Then you can gather the documents needed for the full Approval.
Ask About Our Lock and Shop Program Where Your Interest Rate is Guaranteed not to go up while you are shopping for a Home and if Rates go down we will give you the better Rate. LOAN LIMITS: The loan limits for FNMA and FHLMC change every year to specific areas with different loan limits. These are considered conforming loan limits (conforming to FNMA or FHLMC guidelines).
FHA stands for Federal Housing Administration and the loans are insured by the Federal Government. FHA loans only require that you put down 3.5% of the sales price of a home as a down payment. You can get a gift for the entire down payment from a family member, an employer, a Government assistance program, or a non-profit agency.
Reviews (5)
Louie Euer
Jul 26, 2021
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I have nothing but positive things to say about this company. They have the resources to find you your best possible options while giving you that family-owned business attention. Everyone in the building is so friendly and they truly put the customer first which can be hard to come by these days.
Sam and JJ are a great loan/real estate duo and people you can trust.
10/10 would recommend.
Sam and JJ are a great loan/real estate duo and people you can trust.
10/10 would recommend.
Andrina J.
Dec 29, 2017
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Michael McCarthy
Nov 26, 2017
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Gary Pitts Pitts
Jun 10, 2017
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David Padilla
Jun 02, 2016
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