Hi, My name is Nicole. I am a Mortgage Banker with the Mortgage Banking Firm LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances. If you are looking for a licensed mortgage professional in Illinois, we have local branches in Springfield, IL.
LeaderOne's mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with Five-Star Service. We believe in earning your trust by communicating to you the information you need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price.
LeaderOne's mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with Five-Star Service. We believe in earning your trust by communicating to you the information you need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price.
Services
In Simple Terms: A buyer finds a home, negotiates the terms of a purchase contract with the seller, gets an appraisal to verify value, orders a home inspection to check under the hood, and then signs final documents at the closing table where funds are distributed.
Since local market conditions, location, rates, and property availability can complicate the process, having a trusted mortgage and real estate professional in your corner will help you avoid unnecessary anxiety.Buying a new home is literally a team sport since there are so many tasks, important timelines, documents, and responsibilities that all need special care and attention.
Since local market conditions, location, rates, and property availability can complicate the process, having a trusted mortgage and real estate professional in your corner will help you avoid unnecessary anxiety.Buying a new home is literally a team sport since there are so many tasks, important timelines, documents, and responsibilities that all need special care and attention.
As rates drop or home values increase, many homeowners consider if refinancing their mortgage is worth it. If you own for an extended period, there is a high probability that you'll experience a few windows where rates drop low enough to justify a Rate and Term Refinance. A Rate and Term Refinance simply means that you are making a change to the rate or term of the loan, such as dropping from a 30 year to a 15 year note.
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