Leaders Financial is the foremost company in offering indirect secondary consumer automobile loans in the Tri-State area. Our management team has vast experience in the consumer finance business. In 2009 and 2010, we were honored by NJ Biz as one of the fastest growing companies in New Jersey. We pride ourselves on presenting common sense underwriting for the automobile buying and financing market.
Leaders Financial Company offers quick decisions with immediate funding for independent and franchised dealerships. New dealers interested in working with Leaders Financial can access essential forms, information and resources. Forms and facts are available for the use of our existing dealership clientele.
Leaders Financial Company offers quick decisions with immediate funding for independent and franchised dealerships. New dealers interested in working with Leaders Financial can access essential forms, information and resources. Forms and facts are available for the use of our existing dealership clientele.
Services
As one of NJ Biz's fastest growing New Jersey businesses, Leaders Financial is one of the Mid-Atlantic's leading secondary consumer auto loan companies. Specializing in automotive financing services, our dedicated, knowledgeable team has what it takes to help both individuals and dealers. With over 100 years of experience in the consumer finance business, our executive management can lead the way to a structured financing plan that works for you.
Leaders Financial provides indirect financing services through licensed automobile retailers in New Jersey and New York but DOES NOT OFFER direct vehicle financing to individual consumers. Whatever the reason your customer's credit went bad, the team here at Leaders Financial can create an appropriate plan to help and put them on the road today.
Leaders Financial welcomes all dealers, both new and old. Our goals are to provide access to credit for your customers, quick decisions and prompt funding. We appreciate your business! New Jersey dealers must send a copy of a NJ Banking License. New York dealers are required to send a copy of a NY Certificate of Authority and Motor Vehicle License.
Learn more about the Leaders Financials, our indirect financing services, payments and everything in between by checking out our frequently asked questions (FAQs). Your first payment is usually due 30 (thirty) days from the date your contract is signed. You will also receive a payment coupon book and are responsible for timely payments for the term of your loan.
Contact us, at Leaders Financial, for any questions or inquiries that you may have about our business and/or our indirect financing services. Take the Hayes St Jug Handle onto Centennial Ave (0.4 mi.), go over the parkway turn left at Raritan Rd (0.2 mi), and finally left at Commerce Dr (0.3 mi.). Our office is located on the right-hand side.
Reviews (18)
William Hall
Jan 10, 2021
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Positive: Professionalism, Responsiveness
Since i been with leaders they been awesome . They work with you on paymenets if you lose you're job. Make payments on time and they will work with you on any vehicle.. If you ha e a problem with rhis company its probably you not paying you're bill and blaming covid. I swear we all got an extra $600 on unemployment..
Since i been with leaders they been awesome . They work with you on paymenets if you lose you're job. Make payments on time and they will work with you on any vehicle.. If you ha e a problem with rhis company its probably you not paying you're bill and blaming covid. I swear we all got an extra $600 on unemployment..
Leroy Hink Jr
Dec 02, 2020
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Critical:Â Professionalism
Can’t see your loan amount on line or what you paid already, only takes payments, never know what you still owe. Sending extra payments doesn’t help because they just credit your next payments & if you have a payment book like me, good luck. Can’t wait til my cars paid off & try to get my title from them
Can’t see your loan amount on line or what you paid already, only takes payments, never know what you still owe. Sending extra payments doesn’t help because they just credit your next payments & if you have a payment book like me, good luck. Can’t wait til my cars paid off & try to get my title from them
Bupe Sefelino
Sep 11, 2020
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I have been making my payments for about 6 months now, and never received my receipts through my email, and I have called them a couple times about the issues, talked to a couple different people and they always lie to me or makeup a bunch of bs. Literally the worst group of people I have seen, not professional at all and very rude. Wouldn’t recommend even to my worst enemy 🤢
Cathy Vasquez
Sep 09, 2020
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My fiancé had a vehicle from these crooks years ago he paid off the account in FULL and months later when the account was fully closed and removed from his credit they decided to be snakes and mark his payments late even tho the account was FULLY paid and CLOSED! Then when he called to clear the matter the only answer he was kept given was the lady who deals with the credit is not in call back. Definitely would not recommend these crooks to anyoneeeee there’s way better out there people search for better pleaseee honestly the 1 star is even being to generous just horrible
Charles Witschard
Sep 08, 2020
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I used this company for a loan. When I tried to make my final payment on December ,14 2020 I was unable to do so. I called the company and left a message with my account number, phone number and name. I've tried calling numerous times after that and was met with the same answering machine. No one called me back until January ,12 2021. The person I spoke with said that I owed more money than I was supposed to because my payment was due on the 19th of last month and I had acquired interest on the loan. I explained to him that I have been trying to make a payment before the due date and I wanted to
Dee M.
Mar 06, 2020
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If i could give zero stars, i would. I had an issue with identity theft and had to claim bankruptcy. I financed a car through these guys because i wanted my credit lifted. Well..... The company started off great but became a complete headache and crap show. Every year around this time I suddenly supposedly miss a payment. I constantly demand the payment sheet and finally... A year and a half later... They sent me part of the payment sheet. Was a lot of data entry errors and when I landed up with my bank account... It does not match. They keep screwing up my credit report saying that I'm behind
Jazmen Gamble
Nov 20, 2019
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One of the WORST companies I've ever dealt with. first off their interest rate is ridiculously high good credit or not. The staff is horrendously rude! they charge fees to pay by debit. their website is super shady. if your payment is even 1 day late, they will call 3 to5 5 times a day. literally Harrass you. you can request statements showing your payments and balances which I would recommend doing monthly as when you call to confirm information there are discrepancies with balances they give you the run around to avoid questions and putting people on hold is what they do as no seems to know what
Francisco L.
May 13, 2019
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This is the worst financial company to deal with. Their customer service is awful. now they are charging 7$ more to make a payment online or by credit card.... like you guys are not making enough money from us already.. will never recommend this financial company to no one! 0 stars will be better...
M. M.
Apr 05, 2019
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This is the worst company to deal with when it comes to auto loans. The entire staff is extremely unprofessional over the phone and even though text..yes they send you text...they need CSR training ASAP because clearly they never had it...or any type of professional development period! they don't even deserve one star! I am glad to be finished with them and they will never get my money again! 0 stars in my book!
Brian N.
Dec 16, 2018
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I am very thankful that leaders financial took me on back in Sept 2015. I had very bad credit and even putting down 75 percent no other banks would approve me. Leaders did give me an extremely high interest rate but that is expected with past history. Well 3 years later I just paid off my loan and now have a 730 credit score. Also my title was sent to me then got lost in the mail. I had to go to DMV and lay money out of my pocket. I sent them a receipt and they reimbursed me 60 dollars. Again without them taking a chance I'd still have no credit or credit cards. Also I only had to call them a handful
Ms. Noel-Lane
Oct 26, 2018
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Used them many moons ago. They are rude and lack a lot of respect for customers which is a turnoff. This place you need to keep your own records, because they may make a few mistakes you just have to be an advocate for yourself. Unfortunately they don't offer any incentives for returning customers which I wish I they did. But I personally paid my loan off early because I wasn't a fan of dealing with them at all. If you have no questions and just want to pay they are the ones for you but if you question things that's when all hell breaks loose with them. Ask them what the accrual based interest
Janorys Pina
Sep 11, 2018
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These people are so rude! They are very unprofessional. I'll be done with my payments in 6 months and I called to see if I can deferred my payments for 2 months, the person who answer the phone was very rude, the first thing he did was put me on hold. Instead of asking for my account # and then telling me if it was possible, he automatically told me no we do not deferred payments. Once I said excuse me? then he asked me for my account #. I've never being late with my payments and I just needed to postpone the payments for 2 months. When you can't accommodate your customer who has never missed a
The M.
Jul 01, 2018
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Joe S.
Jul 19, 2017
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Sara Porter
Jan 19, 2017
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I have had no issues with Leaders Financial. I purchased my car almost 2 years ago and have had no issues dealing with them. You make your payments on time, then there are no issues. Also, if your credit isn't great, you will get a high interest rate from anyone you finance from regardless. I'm reading all the nasty reviews and I have had nothing but a good experience with them. I will be done paying my car off in one month. Everytime I call there, they answer my questions and I have not dealt with anyone there being rude. :)
G. B.
Oct 11, 2016
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Jonathan L.
May 03, 2016
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Very disappointed with the way this company does business. For starters I was told that I could refinance my interest rate after a few months of on time payments, however when I called them up after 9 months of on time payments they told me they don't refinance for a lower rate, they would just extend my loan for lower monthly payments. What a joke. One of the account managers by the name of Rida is by far the worst person at the company. She will explain to you that you should be happy that when she call you she's being nice. However Annie a ext 316 is the only reason why I would give
D. A.
May 07, 2014
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